Clipping of news on Brazilian Culture, Law and Citizenship
01.28.2016
This article was translated by an automatic translation system, and was therefore not reviewed by people.
transparent image
Tab shows rules for granting the benefit, extending dismissed
PALOMA Savedra
Rio - Despite being a benefit guaranteed by law, the maintenance of the corporate health plan to former employees who retired or were dismissed without cause is still little known among the public. To disseminate these rules, the National Health Agency (ANS) launched a booklet that tells the conditions and length of time limits - which are limited - in health insurance. The advantage of keeping the business plan is its cost, even integral, is much lower than individual plans charged by operators.
General Manager, Regulatory Structure of ANS products, Rafael Vineyards also points out another advantage of the benefit. "This allows the former employee to remain as beneficiary of a business plan without the need to meet shortage (interval between the agreement is signed and are allowed to use the service by the beneficiary)," said Vines, referring to required term in hiring a new plan.
The benefit covers workers who retired or were dismissed without cause and contributing monthly to the payment plan, from 1999. And the company has the obligation to inform this right to them.
The employer will decide if the plan of the former employees will be offered the same assets in the company, or another, exclusive to laid-off and retired. In the latter case, the agreement must have the same characteristics of the assistance that was linked before the resignation or retirement.
The option of continuing with the plan is at the discretion of the former employees, who, if they decide so, will have to pay the full amount. They have 30 days from the shutdown to choose.
The former employee may also include new dependents. In case of death of the holder, spouse and children can continue to plan for the time periods for it.
TERMS OF STAY
Laid-off can remain in the plan within equivalent to one third of the period in which he paid the agreement of the company. But the law determines the minimum residence time which is six months and up to two years.
That is, who paid for the plane for three months has an advantage: the deadline is six months. But who paid for nine years, could stay for three years, but the law only allows up to two years. And this just right from the time the employee is hired by the new company.
Since the deadline for the retired is different. Who contributed less than 10 years can stay on the plan for the equivalent time period paid. And who paid for 10 years has the right while the company maintains the agreement for the assets.
Source: The Day
Our news are taken in full of our partner sites. For this reason, we can not change their content even in cases of typographical errors.
This article was translated by an automatic translation system, and was therefore not reviewed by people.