Clipping of news on Brazilian Culture, Law and Citizenship
01.15.2016
This article was translated by an automatic translation system, and was therefore not reviewed by people.
transparent image
Extension allows users to find another plan until January 29
Customers of individual plans, family or corporate collective of up to 30 lives Unimed Paulistana who have not made the extraordinary portability to other health plans will have another 15 days to exchange plan. The term, which would end on Friday (15), has been extended until the 29th of January, according to ANS (National Health Agency).
After the end of the new term, we know what can not happen to those who have not made the switch. A statement should be disclosed tomorrow Agency in the Official Gazette.
The lawyer Rodrigo Araujo, an expert on health insurance and a founding partner of Araśjo office, Conforti and Jonhsson - Advogados Associados, believes that there is no reason for further extension.
- Portfolio migration process began in September last year, with the determination of alienation of the entire operator's customer base. As expected, there were no companies interested in acquiring this customer base.
Araujo said that in November 2015, almost all clients at high risk of Unimed Paulistana (elderly and / or people with serious illnesses) had done portability, since they could not stay so long without medical coverage guarantee.
- Having no alternative, most customers Unimed Paulistana had to choose to exercise the extraordinary portability for health plans of other enterprises of the "Unimed group." It was to accept or having to seek other health insurance market, fulfilling needs that could reach 24 months in case of preexisting conditions. Those who resisted until November, they might look for more appropriate contractual options to your needs, any other operator.
And who could not make the portability yet?
Even with the extended portability to any other operator, consumers need to find a health plan available. According to Araśjo, no large operator of Sao Paulo sells individual plans.
- There remain, however, the business group plans (for employees and partners of a company) and the collective membership by (made for members of trade unions, professional associations, etc.). Thus, those who are not employees or members of a company that offers health insurance and / or do not have eligibility to join a collective contract of adhesion, can only look for individual plans offered only in small operators.
The lawyer says that, for that consumer, there's not much that can be done, since the problem is lack of employment options (lack of product on the market).
- The absence of such a product (individual health insurance) market is a problem that afflicts not only consumers of the bankrupt Unimed Paulistana, but the whole society. It is up to the ANS require health insurance companies to minimal maintenance of individual products.
Source: R7
Source: Idec
To access the IDEC website, click here.
Our news are taken in full of our partner sites. For this reason, we can not change their content even in cases of typographical errors.
transparent image
This article was translated by an automatic translation system, and was therefore not reviewed by people.