Clipping of news on Brazilian Culture, Law and Citizenship
10.12.2015
This article was translated by an automatic translation system, and was therefore not reviewed by people.
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Cloning crimes incidence increases at the end of the year with the movement of Christmas shopping, which requires consumer caution during comericiais transactions
The year-end festivities heat up trade with the increase in purchases in physical stores and the Internet, which also arouses the attention of fraudsters cards that take advantage of the intense movement to steal consumer data during the negotiations.
Considered the most effective mechanism in sales, credit card accounts for 85% of online shopping, according to the Brazilian Association of Card (Abecs). Also according to data released by the entity, it is also one of the most targeted items in this type of crime, considering that 1 in 4 Brazilians have been victims of fraud with credit cards.
To inhibit criminal actions was implemented chip sets technology, which ensures a little more security for users. The introduction of the chip market significantly curbed this type of fraud, especially the physical cloning, but still be careful. The chip card is one of the safest that exist in the market today, but it must always be in the user's field of view because it can be copied to the use of transactions without chip. Just a picture front and back for a rigged deal.
Not to fall for scams consumers need to be aware of certain precautions before making purchases. Listed below six tips to help you avoid scams and minimize the risk of fraud for both the consumer and for the retailer. Check out:
Tips for shopping in physical stores safely:
1. Petition for the bank chip card
The safest card that has the market today is the chip card. Replace or ask for bank card with this technology that is considered safer
2. Keep your card in the field of view
During transactions always keep the card in sight. Give preference to the shopkeeper bring the machine to the table or pass the card in front of you and not light places where you can not see it. If the shopkeeper need to take it for some reason, go together.
3. Insert yourself the card in the machine
Always keep the card in your possession. Usual preference for situations where you insert the same card into the machine and not handed to strangers;
Online shopping tips safely
1. Install anti-virus
The first step is to always have an antivirus installed on your computer. Nowadays almost all antivirus are equivalent in terms of efficiency. But this is an invaluable resource.
2. Safe for credit card
Purchase the insurance offered by the card. The cost is low and it is a security that avoids concerns in using online frequently.
3. Buy-known stores
Always buy from known stores. If in doubt, use rating services like Buscapé, that categorize the shops and withdraw the chelae listings that do not meet the minimum requirements of quality service to the public, including, evidence of fraud.
Dino Schwingel is CEO and founding partner of E-TRUST, a developer of information security solutions
Source: Administrators
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This article was translated by an automatic translation system, and was therefore not reviewed by people.