Clipping of news on Brazilian Culture, Law and Citizenship
10.12.2015
This article was translated by an automatic translation system, and was therefore not reviewed by people.
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A tradition at this time are the boxes or Christmas books that call for contribution
Rio - Christmas is here and it's time to think about the present and festivities. However, many people will restrict spending because of the tight budget. How to turn this year of crisis? The first suggestion is to do some planning money until at least February. That is, until after Christmas Carnival.
For Christmas souvenirs, the trick is to make a list with the names of people you can not help but give and assign a value to each. As the gifts are being purchased, it will giving low in control. To spend more than budgeted in a name, you know you'll have to compensate for the excess in another, reducing the expense.
Another solution is to arrange the traditional Secret Santa in environments where you walk, and at work, club, community, college and even family. I'm not into putting the suggestion of this that wants to make a list, because it ends with a surprise at the time of distribution. You already know what is going to win and it's like yourself buying the gift for you.
Therefore, I believe that works best when the value is low and people can not suggest this. Each one has to study the characteristic of the other and in addition to using the imagination, pan has something original and inexpensive. The party is very lively and unpredictable.
A tradition at this time are the boxes or Christmas books. Concierge, newspaper delivery, postman, garbage, light marker, attendant, waiter and anyone who crosses in front of either a contribution. Nothing against, since it is spontaneous and does not scroll any form of constraint. Who can and will, contribute, without there being disguised extortion on the part of anyone who asks.
Finally, for Christmas dinner the suggestion is to split the purchase with family members. Set the menu, the drinks and edibles, distributing among family members the task of preparing a part. Divide the cost and labor, no one is overloaded or spends more than recommended.
At Christmas the crisis can not waste and not go into debt, but each will have to use your creativity to make a happy Christmas.
Gilberto Braga is Professor of Finance at Ibmec and Fundação Dom Cabral
Source: The Day
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This article was translated by an automatic translation system, and was therefore not reviewed by people.