Clipping of news on Brazilian Culture, Law and Citizenship
09.12.2015
This article was translated by an automatic translation system, and was therefore not reviewed by people.
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Since the shop choose to receive this payment, may not impose minimum and not charge more for it
Many consumers do not know, but the shops are not obliged to accept other forms of payment besides cash.
However, since it is willing to receive check or credit card, the establishment can not create restrictions on use - except for bank draft or third parties, the tenant may refuse to receive.
The store can not, for example, require a minimum purchase amount for payment with debit or credit card, or to set different prices as a means of payment (check, card or cash).
Set a higher price those who pay by credit card hurts the item V of Article 39 of the CDC (Consumer Protection Code), which classifies as abuse require the consumer manifestly excessive advantage. The rule applies to all establishments, including small businesses.
Transfer costs
The justification presented by retailers for charging different prices on the card is that there are costs related to the maintenance of the machines and the time that the administrator requires to pass the value of the sale.
However, such costs are already taken into account in the price of the product or service. "For the merchant, give the option to pay with the card is a strategy to attract more customers. So the costs are inherent in its business activity, "says Ione Amorim, Idec economist.
Not to mention that usually the consumer already finances the system for the payment of annual card fees.
What to do
If you encounter the requirement of minimum purchase value or the highest price for card payment, the consumer can claim and inform the practice is abusive. If the establishment insist, you can report it to the city Procon.
Source: Idec
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This article was translated by an automatic translation system, and was therefore not reviewed by people.