Clipping of news on Brazilian Culture, Law and Citizenship
10.27.2015
This article was translated by an automatic translation system, and was therefore not reviewed by people.
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Private entity points drop in the number of customers as a result of high unemployment reflecting on income
To cut costs, Brazilians choose to forgo health insurance
Brazilian health plans lost 164,400 customers in September, which is down 0.3% compared to the same month last year, according to the Institute of Supplementary Health Studies (IESS), non-profit entity. The country sum of 50.26 million beneficiaries.
In the third quarter, the decline was even sharper, from 0.5% in the previous quarter, which represents the output of 236 210 beneficiaries. Individual plans showed the biggest decline among the different categories - 1% of customers abandoned the plans in September, compared to September 2014.
In September, the Federal Public Ministry (MPF) asked the National Health Agency (ANS) which regulates individual health plans once you understand that the lack of regulation has reduced the supply of this type of service. Individual readjustments are determined by ANS as the group plans its annual perform corrections in tuition without the interference of the regulatory agency, getting much above inflation, as shown by survey Idec.
The opinion states that this type of conduct of business allows the concentration in the hands of two operators, leading to price manipulation and arbitrary increase of profits.
Luiz Augusto Carneiro, superintendent executive of HEIs, attributed the results to the worsening economic crisis, the fall in employment and the effects on people's incomes. "It is possible that the beneficiaries of collective adhesion plans, regardless of the time of entry, have difficulty getting to keep their plans," he said.
According to the survey, year on year, the business group plans, those paid by companies as a benefit to employees, recorded slight decrease of 0.1% (out of 47 300 beneficiaries), while the group adhesion plans increased by 0 , 6%, or 39,700 new links. On a quarterly basis, the collective adhesion plans fell by 0.9%, the highest among all types of contract, with the output of 61,090 beneficiaries.
The estimate of HEIs is that the sector should end the year in the fall, but in less proportion to the decrease of gross domestic product and employment. "The health plan is the third major desire of Brazil, behind education and home ownership. It is also a highly valued benefit by employees of the companies. So it is natural that, as long as financial conditions, beneficiaries and companies try to preserve this benefit, "said Carneiro.
Source: Economic Brazil
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This article was translated by an automatic translation system, and was therefore not reviewed by people.