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Boleto collection is only legal if it is under contract

This article was translated by an automatic translation system, and was therefore not reviewed by people.

 


Where did the funding of his car in 2007, the student Mariana Vieira Lansky knew the value of the benefit, not counting the cost of $ 4.90 per month, charged to send each page of the meat. "It was 1% of my delivery," calculates.

In 48 months the rate would result in an extra expenditure of $ 235.20 not included in the contract. After paying for more than a year, she discovered by chance on the Internet, an opinion of the Ministry of Justice to consider this type of abuse recovery. "I called for me financially and they returned the money in a few days. It was easy before," he says. In addition to the values already paid, the institution is equivalent to the anticipated rate of business benefits that will still win by 2011.

After I discovered the right, she was more attentive and alert also has relatives and friends. Mariana in mind that your family there are several examples of people who also pay for sending the slips of various kinds of services, from Internet Service Provider to school their children.

According to technical note, Department of Protection and Consumer Affairs Ministry of Justice, "the recovery of costs of issuance of the consumer bank head violates the provisions of Article 39 of the Consumer Defense Code." Article vetoes the supplier of products and services require the consumer benefit clearly excessive. "

The contract. The collection by Boleto can only be made if foreseen in the contract and the consumer agree with it, says the chairman of the Commission for Taxpayer and Consumer Protection of the Legislative Assembly, Mr Délio Malheiros.

The manager of studies and research of Procon of Belo Horizonte, Laura Maria dos Santos, said that in the case of stores which issue cards or slips of meat, there must always be the option of the consumer to pay in their own establishment, without extra charge.

To pay the banks, the same rule applies: if the collection by Boleto is under contract, can be made.

Penalties

Fine. In addition to return the amounts paid by the consumer of them improperly, the companies insist that in practice can be fined based on the Civil Code and the Code of Consumer Protection.


Payment must be returned in double


In case of improper recovery rate time, sending the boleto or other charge not specified in the contract, the consumer may receive in double the amount you paid, plus interest and monetary correction.

The law is laid down in Article 42, sole paragraph, the Consumer Defense Code. According to the law, the charge improperly shall be returned, "unless justified hypothesis of deception."

To question the rate, the consumer should seek the institution that made the charge unjustified. If no agreement, you can search the bodies for the protection and defense, as Procon or special courts, taking the documents relating to the collection.

If you consider an unfair clause in the contract, he can also seek advice and try to change the item.

The numbers in the IPTU BH

U.S. $ 4.60 is the amount of hours charged by the Municipality of Belo Horizonte in IPTU

680 thousand is the number of contributors of capital in mining IPTU

U.S. $ 2.30 is the charge as "expedient" billed as "expedient" for those issuing the guide in your own home or direct debit USA

41% of taxpayers paid the tax on demand and will bear the rate of time only once

U.S. $ 55.20 is the amount spent with the rate of shift for the partial tax on 12 times

IPTU is no relation of consumption


The citizens of Belo Horizonte paid R $ 4.60 per month to pay the tax and Territorial Urbano (IPTU). This is the amount of time that, according to the city, serves to cover processing services, broadcast, post and bank accounts of the guide to meditation. A citizen with IPTU around U.S. $ 350 pay per month, over 10% of the plot only for guidance. In this case, however, the rate is not illegal.

According to the Ministry of Justice, this is a relationship and not from consumption tax. Therefore, it is the prefecture itself will define how the collection.

The chairman of the Commission for Taxpayer and Consumer Protection, the Assembly Délio Malheiros, explains that there is a municipal law that authorizes the collection. For him, however, it is unconstitutional fee. "The Constitution says that a fee may only serve to cover a cost and this amount covers much more than the cost. The city does with the money box," he says.

Even those who print the guide in home or opting for direct debit is not free. For these, the rate is $ 2.30 per boleto.

Belo Horizonte is 680 thousand taxpayers, with 281.6 thousand paid in cash and cope with the rate only once. The other will be penalized. IPTU who share in the U.S. spends 12 times $ 55.20 per year to receive the guide or R $ 27.60 to print at home or pay by debit card.

Meeting. Mr Délio Malheiros has requested a meeting with the new mayor of Belo Horizonte, Marcio Lacerda, to talk about issues the council tax. He says the rate of business will be one of the themes of the meeting.

"I get some comments on issues that I think it punishes the consumer. The tax system must be fair," he says. According to him, just the mayor or the City Council, through a new law, or the prosecutor, through a direct action of unconstitutionality, could change the collection of work.



Source: Weather

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This article was translated by an automatic translation system, and was therefore not reviewed by people.

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