Clipping of news on Brazilian Culture, Law and Citizenship
10.14.2015
This article was translated by an automatic translation system, and was therefore not reviewed by people.
transparent image
It is possible to save in times of crisis, making a real operation of war against all waste
Savings or loans to cover the debts? This is a very common question. Today, in the current Brazilian economy, we have advantages in paying debt with another debt. The search for the best should be part of a plan that takes time and organization.
It is possible to save in times of crisis, making a real operation of war against all waste. Depriving yourself of some things, even momentarily, for the future, invest better. Search leisure alternatives at a lower cost, rides in public places, often available, especially here in Rio. Do this gesture, some planning into your reality of life, not something distant, that would not fit in the budget.
QUESTION AND ANSWER
I'm about to reset my savings to pay off some debts. If I reset the account, run the risk of losing it? A loan in this case is the best option to pay off debts ?, Carla Souza, Irajá
Carla, if you withdraw all the money from your savings, you will be left with nothing. Depending on the bank's policy, it can be closed so. That does not mean it will be difficult to open another. Several banks are always campaigning for new customers open savings accounts. The concern should be for not more savings and not because closing the account.
With regard to borrow to pay off debts, must be well thought out, if for nothing more debt, it is worth. One should look for a cheaper loan. If a "payroll" loan possible, choose one where the interest is lower. Otherwise, not worth it.
What should exist then it is a financial planning. Set goals to save money and reduce costs so that everything starts to improve. Often only arrange everything already solved quite something. The moment is not conducive to spending without planning and saving is not the best alternative to save money. Financial education should be the focus of your goal at this point.
If you have debts that will be paid off if you use the money, do so. It is best to start planning without debts, and create goals for a gradual growth, always thinking about your reality. Never exceed what you can do. Reorganize your bills and seek economic alternatives. If you can pay off the installments do not make any other at this point. Trust the cash payments, discounted play and all this will slowly changing.
But again I say, just do a loan if you get rid of your debts once. It is noteworthy that a some debt and another appears. Payment of the loan should be part of your current financial organization. Good Business.
Source: The Day
To access the site Day, click here.
Our news are taken in full of our partner sites. For this reason, we can not change their content even in cases of typographical errors.
transparent image
This article was translated by an automatic translation system, and was therefore not reviewed by people.