Clipping of news on Brazilian Culture, Law and Citizenship
08.20.2015
This article was translated by an automatic translation system, and was therefore not reviewed by people.
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The debt on the credit card, the card itself from the shops and loans from banks or financial are the main villains of default in Brazil, points Search SPC Brazil announced on Wednesday (19). The survey is another warning: the value of debt increased between 2014 and 2015.
The signal is yellow for debt size. Research shows that defaulters are should a higher value in 2015 compared to 2014. According to the SPC Brazil, the average value of arrears jumped from R$ 4,007.27 in 2014 to R$ 5,357.96 this year.
The financial commitments is two and half times the monthly household income in the country The study also shows that Brazilians with higher income (classes A and B) have higher debt - a room must of R$ 10,000 to R$ 49,999.
The credit card installments motivated defaults to 42% of the population, while the shares of store cards accounted for 41% of debt and banks and financial loans are the main problem for 25% of respondents.
Complete the ranking of the top five landline or cell phone bills (11%) and overdrafts and checks / promissory notes (10% each).
The study considered 600 cases of default of the 27 Brazilian state capitals, whose interviews were conducted between 15 and 26 June 2015. The margin of error is 4 percentage points and a confidence interval of 95%. For the survey, it was considered in default the person who did not pay at least one bill overdue more than 90 days.
Profile default
Women are the majority among the defaulters: they are 60% of the total, against 40% of men. Other key information: about half of the defaulters are married. As for income, classes C, D and E account for 90% of debtors.
As for age, most defaulters have 25-34 years (37% of the total), followed closely by the population aged between 35 and 49 years (33%). Regarding education, half of swindlers (51%) reached at least the 2nd degree (1st to 3rd grade).
Source: R7
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This article was translated by an automatic translation system, and was therefore not reviewed by people.