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Debts

Dollar high care who shopped with international card

08/03/2015

This article was translated by an automatic translation system, and was therefore not reviewed by people.

 

 

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Shopping trips or on websites are subject to exchange rate variations.

Consumers told the G1 which are the main concerns.

Hobby buying toys on international sites can generate 'scares' with the arrival of the card bill says Igor (Photo: Personal Archive)

The recent high dollar took the currency of the United States to the highest level in 12 years, and this escalation has worried those who made purchases in dollars on the credit card. This is because in such cases the consumer is subject to US dollar exchange rate on the day of payment of the invoice rather than at the time of purchase. The invoice amount is issued in accordance with the exchange rate on the day of its closure. If the customer makes payment on a different date, still within the maturity is subject to the price of the dollar that day.

This is the case of Igor Rangel, who lives in Rio de Janeiro and is a trainee in business management systems. He often buy toys over the Internet in foreign sites. With the rise of the dollar in recent days this month the hobby will be more expensive than expected.

"I always researching to buy, make several comparisons and keep an eye on promotions. So always I have a sense of how much I will spend when buy. But perhaps take a scare this month, "says Igor, remembering then a recent purchase that will, yes, end up getting more expensive. "Unfortunately it has. In addition to toys, also buy games. They will come more expensive. Deals were, but not now look so much, "laughed the student.

Deals were, but not now look so much "

Igor Rangel, student

Another concern because of the high dollar are purchases made while traveling out of the country with international credit card. The student Karen Klatte, Porto Alegre, traveled to Chile in early July and now awaits the invoice of the higher than expected card. "Even buying in Chilean pesos, the value is first converted to US dollars and then for real. I took the chance that the day closed my bill was the highest value of the dollar in the last 12 years, "she laments.

Karen says that, when traveling, always avoid buying with credit card because I took this kind of "fright" before. "But this I had no choice because I had to buy some things that were not provided," says the student, who is also concerned about purchases made on Aliexpress.

There may also be concern for those with tickets purchased but did not expect the dollar to rise both to the date of travel. This is the case of the technology manager Rogerio da Fonseca Leite, who started planning a trip with his wife and son in January. The family embarks (worried) to Orlando in two weeks. "I had a notion, following the scenario of the economy, which would have a variation, but not that big," says Roger.

Now the family is reorganizing the travel schedule to avoid spending more because of exchange. "Some things I was planning to do there and not closed in the package, as some specific parks and rides, plus shopping, I began to cut. It's getting only the basic part of the same trip," says Roger. In place of these excursions, he says that will include more city tours and while "enjoying the swimming pool."

More expensive services

Another expense that ends up being more expensive with the high dollar is hiring technology services. This is the concern of the designer Vinicius Piglet, who lives in São Paulo. "I have my online portfolio. My site, home to my work files, have a server that is not in Brazil. Then, use services that are paid in dollars. Use the paid version of Dropbox, for example, "lists the professional. The tip of the pencil, it calculates: "I started paying R$ 15 or R$ 20 and now has something I paid R$ 40 or R$ 50 a month."

Vinicius was in the habit of making personal items shopping in foreign sites such as Aliexpress and DealExtreme, but left this habit aside for fear the volatility of the dollar. "I took a stop at the end of last year," he says. "The last time I made a larger purchase dollar was in October. There were very large purchases, but a lot of 'little shopping' that in a month gave R$ 100, the other was about to R$ 150, "he recalls. "To buy mobile apps is getting more complicated."

with this rampant high dollar, we have to stop using some tools "

Renato Siqueira, digital marketing consultant

Professor of marketing and communications Renato Siqueira, who is also digital marketing consultant, claims that the rise of the dollar has encarecido their work because of the hiring of digital services. "Site hosting, tools for design and information architecture, shopping services on the internet necessary for the maintenance of digital marketing my clients' infrastructure, all this is more expensive," he says.

"Evernote, for example, the professional license was about R $ 80 some time ago, now reaches R $ 140. For me it is an indispensable tool, but for some clients now prevents the use" he says. "With this high rampant dollar, we have to stop using some tools and this impacts the quality of service for the customer."

Renato says that, because of his work, has 4 smartphones and usually replace them frequently. To purchase the devices at international sites and at the same time protect the ups and downs of the exchange, he uses a prepaid international credit card. "Debt is done at the time the purchase, so I do not scare. The exchange is made with the value date I buy. "

Source: G1

 

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This article was translated by an automatic translation system, and was therefore not reviewed by people.

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