Clipping of news on Brazilian Culture, Law and Citizenship
07/16/2015
This article was translated by an automatic translation system, and was therefore not reviewed by people.
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In February this year a consumer of Londrina, wrote in Claim HERE and said he almost fell victim to the so-called fake loan scam. "I made contact and sent incomplete documents with the last contract signed sheet, but nothing authenticated. They approved it with the lack of documentation" reported the complainant.
Although not fall for the scam, the consumer was coerced. "When I requested the cancellation claimed that was already underway the loan, beaten in office, and it would have a fine for breach of contract, and has been threatened by the attendant."
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Already a consumer Uberaba, Minas Gerais, was not so lucky. "I need to deposit the amount of 5% of the amount requested and that, after the payment, within 30 minutes the money was in my account. I made the deposit in nearly R$ 7,000.00 and have not had the loan or much less money back, "he said.
Daily, Brazilians are false loan scam targets, usually sold as easy loan. And one of the reasons that explains these cases is the increasing consumer default. On Monday, the 14th, the IBGE presented a study showing the decline of 4.5% of retail sales. The fragile confidence of entrepreneurs and consumers, coupled with the still high delinquency and higher inflation contribute to intensifying the downward trend. It is also a scenario conducive to scammers.
If you read something like: personal loan with restrictions, easy espréstimo, and personal care credit! Alleged financial companies and credit professionals or even people benefit from the desperate situation or opportunity to some consumers ára act.
Identify a possible coup
- Contacts are made by telephone;
- Make a request deposits from 5% to 10% advance;
- People who attend always say they are directors, managers, lawyers etc;
- Use names of banks and financial-known even make use of CNPJ institutions and falsify the social contract that if application is sent by email or fax to the customer;
Make a safely loan
Anticipate Payment: Please note that any bank, financial or loan officers ask any fee or anticipation value to grant a personal loan. In serious institutions contracts are often awarded directly to the service stores, it is also necessary to present original documents.
Head to a physical service station: To avoid the blows, always try to go directly to the store or address of the alleged bank or financial.
Restriction and has been approved? If you have restrictions on CPF or CNPJ and its loan of R$ 10,000 or R$ 500,000 was approved by telephone without seeing the client's face, forget it!
Documents: Never send your documents by fax or email for this type of loan.
Source: Complain Here
To access the site Claim Here, click here.
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This article was translated by an automatic translation system, and was therefore not reviewed by people.