Clipping of news on Brazilian Culture, Law and Citizenship
07/04/2015
This article was translated by an automatic translation system, and was therefore not reviewed by people.
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The São Paulo households increased significantly the intention of getting financing in March -the rate is 33.5% compared to the same period of 2014. In the monthly comparison, the index fell by 7.5% and registered 25.3 points.
According to Risk Research and Intent of indebtedness, calculated monthly by the Federation of Trade in Goods, Services and State of São Paulo Tourism (FecomercioSP), the intention of funding declined in February, but is much higher than seen in 2014.
The economic advisory federation highlights the increased risk among non-indebted, which, as a result of budget tightening seen in recent months, significantly reduced their savings. Credit security index - not debt, rose from 103.1 points in March 2014 to 77.8 points in February 2015, and to 90.9 points in March this year.
On the other hand, the credit safety index of indebted showed no major changes in the profile, noting 72.7 points this month, while scored 76.5 points in February this year, and 66.1 points in March 2014. According with advice, this category has made great efforts to keep the budget in balance.
The indicator that measures the credit security advanced in March (7.5%), compared to the previous month, but fell (-2.4%) compared to March 2014, registering 83.1 points and improving the situation the risk.
For the economic advice of FecomercioSP, the movement of these two indices related to financing and security in opposite directions reflects reductions in growth and employment generation, with rising inflation.
The FecomercioSP estimates that in the coming months, the probability of increasing the risk for consumers to credit and are unable to pay is not small, because of the shortage of resources for families.
The long-term trend, according to FecomercioSP is the savings continue champion of the choices of families that have applications - this month, accounted for 76.9% of applications. Then came fixed income, with 10.4%; other applications, with 6.1%; pension plan, with 4.3%; and actions, with 2.2%.
Source: G1
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This article was translated by an automatic translation system, and was therefore not reviewed by people.