Debts

Increases household debt in March

03/30/2015

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The data was released by the National Confederation of Trade in Goods, Services and Tourism
The debt reached 59.6% of households in March this year, compared to 57% last month. The index, however, is below the percentage of March 2014, when 61% of people said they were indebted. The data are from Research Debt and Default Consumer (Peic), the National Confederation of Trade in Goods, Services and Tourism released on Thursday.

The survey includes the debts with post-dated check, credit card, overdraft, payment book store, personal loan or provision of car and insurance.

"The moderation in credit growth to households and the most favorable debt profile, focusing on lower risk modalities and longer terms, improved the perception of families in relation to debt," says the CNC.

From one month to the next, decreased - from 6.4% to 6.2% - the number of families who said "not be able to pay your bills or debts." On the other hand, increased the proportion of families with debt or overdue bills from 17.5% to 17.9%, but less than in March 2014.

In general, the increase in household debt, captured by the CNC of the research is related to the number of those who declared themselves "highly indebted", which went from 9.7% to 10.6%. Among families with debt, the average amount of money set aside to pay debts fell 2014 to 2015 of 30.9% to 29.7%, while 20.7% said they had reserved for the payment of debts more than half of income in March this year.

According to the CNC, the credit card is still the main type of debt: 73.4% of households was indebted in this type of financing.



Source: The Day

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