Clipping of news on Brazilian Culture, Law and Citizenship
21/01/2015
This article was translated by an automatic translation system, and was therefore not reviewed by people.
21/01/2015
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The total of defaults with bad checks did not surprise last year, except for one detail: while the national percentage (2.04%) remained very close to the seen in the previous year (2%), default in São Paul was at 1.20%, the lowest among all Brazilian states.
It is also the lowest rate for the Sao Paulo State in the last five years. Data are from the Serasa Experian Indicator No Cheques Funds released on Wednesday, 21.
The national percentage was the highest since 2010, when there were 1.76% of returns. In 2009, bad debt with checks reached 2.15% because of the repercussions of the global financial crisis, as reported by analysts at Serasa.
The research considers the checks returned for the second time for lack of funds.
The state with the highest proportion of discards was Roraima, which recorded 11.14%. Amapá was not far away and recorded a percentage of 10.69%.
The default by check, however, is unusual among all the northern states. In the Amazon, for example, the rate was 1.37%, well below the national average.
Among the regions, the North was the one that led the ranking, with 4.66% of returned checks. Next comes the Northeast region, with 4.55%. After the Midwest region, 3.34%; the South, 2.36%.
Up because of the results in São Paulo and Rio de Janeiro (1.49%) have been below the national average, the Southeast region showed the lowest percentage among the five regions (1.45%).
Source: Survey
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This article was translated by an automatic translation system, and was therefore not reviewed by people.