Clipping of news on Brazilian Culture, Law and Citizenship
12/16/2014
This article was translated by an automatic translation system, and was therefore not reviewed by people.
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The percentage of checks returned for lack of funds was 1.93% in November, as shown by the data of Serasa Experian consulting firm. The result is lower than the same month of the previous year (2%) and than in October (1.97%). For economists of Serasa, the Christmas bonus entry is the explanation for the fall in default with checks.
In the year, from January to November, 2.05% of the checks were returned. This level is slightly higher than in the same period last year, when the rate was 2.01%. In assessing the consulting firm, this high is explained by adverse economic situation in 2014 with "higher interest rates, stagnant economy and weakening of employment" as note Serasa Experian.
In the comparison states, Roraima leads the ranking in the first 11 months of the year, up 11.21% from January to November returns. São Paulo was the state with the lowest percentage, with a rate of 1.26%. In addition to São Paulo, three states had rates below the national average: Mato Grosso do Sul (1.85%), Rio de Janeiro (1.49%) and Amazonas (1.29%).
Among the regions, the North has greater volume of bad checks, with 4.55%, followed by the Northeast (4.48%), Midwest (3.25%) and South (2.27%). Only the Southeast has lower rate than the national average, with 1.48%.
Source: Agency Brazil
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This article was translated by an automatic translation system, and was therefore not reviewed by people.