Clipping of news on Brazilian Culture, Law and Citizenship
12/15/2014
This article was translated by an automatic translation system, and was therefore not reviewed by people.
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Netizen's question: I have a debt in the bank. By coincidence, I am working in a company that puts my salary on account of that financial institution. Every time the payment is deposited, the bank blocks 30% or more of the value for the payment of debt. This practice is legal?
Ronaldo Gotlib response *
If the company deposit your salary into the account of this institution, you probably informed his employer the number that your bank account, which existed before you start working at this job.
But the most appropriate procedure in this case is the opening of an account-wage, which prevents blockage and serve the bank's monthly income deposited in the account.
As for withdrawals made by the bank, if the contract the debt, you authorized the debit of debt installments in your account, the practice of the bank is not irregular. This is because there is a prior agreement authorizing the operation signed between you and the financial institution.
If you did not authorize withdrawals, the bank is invading your account. In this case, you have the right to request the return of amounts withdrawn from your account twice and corrected, and possible reparations for moral and material damages.
Source: Survey
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This article was translated by an automatic translation system, and was therefore not reviewed by people.