Clipping of news on Brazilian Culture, Law and Citizenship
07/09/2014
This article was translated by an automatic translation system, and was therefore not reviewed by people.
transparent image
Interest rates on personal loans registered a slight increase in July, while the overdraft were flat, pointing survey released on Tuesday (8) by Procon-SP Foundation. The survey also shows that the difference between the interest rate on the overdraft on the banks surveyed can reach almost 5 percentage points.
The survey was conducted on July 2 at the Bank of Brazil, Bradesco, Caixa Economica Federal, HSBC, Itau, Santander and Safra.
In the personal loan, the average rate among the surveyed banks was 5.61% per month, up 0.07 percentage point from the previous month, which was 5.54% per month. In overdraft, the average rate remained at 9.17% per month.
According to the consumer protection agency, the rate of overdraft may vary 4.56 points eao personal loan up to 3.24 percentage points.
Among the surveyed banks, Caixa Economica Federal is offering the lowest interest rates: 3.75% for personal loans and 6.33% for overdraft.
Santander has the highest interest rates: 6.99% for personal loans and 10.89% for overdraft says Procon-SP.
In a statement, the Procon-SP recommends that consumers plan their budget and not contract loans without the necessary caution. "The loans should only be taken if necessary to not become a trap, especially for those already committed to the budget," guides.
Source: G1
Our news are taken in full from our partner sites. For this reason, we can not change their content even in cases of typos.
transparent image
This article was translated by an automatic translation system, and was therefore not reviewed by people.