Clipping of news on Brazilian Culture, Law and Citizenship
07/09/2014
This article was translated by an automatic translation system, and was therefore not reviewed by people.
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Think for a minute and answer two questions: would you rather win a cool trip now, but it comes with benefits limited time, time and money to spend, or prefer one to the same place, but in four years and with more time stay, a better hotel, first class tickets and more money for fun?
And if we change the time? It would be better a trip in four years with limited benefits or one in eight with much better benefits? If you answered that now prefer to travel in the first question and the second, the trip with the best options, eight years from now, you are very similar to most people who answered a survey about how they behave and make decisions involving immediate choices and for the future.
Ie, you are normal. But that does not mean you make the best decisions for yourself when faced with an opportunity. But it also shows that whenever you have time to think, in general, much better picks.
We see this happen in everyday life when we fall into temptations that are before us and we postpone changes in behavior that are important to our lives, how to take better care of our money, for example.
Have you seen this happen to you? Just remember the last promotion that he did not have purchased or plans to improve health that always appear in the promises of the New Year. Now, the good news is that it gives to prevent our own traps and make better choices.
Decrease the chance of falling into temptation and wasting time and money on things that are not the best choice for us when we have a goal, a plan. So set a goal to achieve what we want, when, how much and what is needed is more than important. Help get there and increases resistance to temptation. It's simple, quick, easy and requires only a bit of focus.
One tip is to set a spending limit per month, an amount that fits in the budget, and thus that this ceiling is reached, not spend more. Another way that can help when the choice is to think how many hours you spend working to get you to buy something. Having this information in mind it becomes easier to assess whether the expense is worth it, and resist before buying something that actually is not worth the effort.
Attempts to facilitate the planning, another approach to money can also be to "pay yourself first". For this, you need to set a monthly amount and put that money in savings before you even pay bills or make other expenditures. This is a great way to get save each month.
Knowing yourself helps to think about how our behavior is in favor or not of our progress. It also helps to find ways to change this behavior and to take better care of our money. And most interesting is that, if we can make that change, the benefits go far beyond finance.
Another study on this subject, done with adults who proposed to write down daily spending, shows that with this control, they also began to drink less alcohol, smoke less, improved feeding, did more activities and become more productive in school and at work.
By changing small habits we have achieved numerous accomplishments that may not even we predicted. You take control of your financial life and it also positively affects other aspects of life. Think about it!
Source: Uol
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This article was translated by an automatic translation system, and was therefore not reviewed by people.