Clipping of news on Brazilian Culture, Law and Citizenship
01/07/2014
This article was translated by an automatic translation system, and was therefore not reviewed by people.
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Private schools offer service that covers payment in case of death, permanent disability or unemployment by accident responsible for students
Henrique Moraes
Rio - Private schools in the country are increasingly investing in safe mode of education to reduce delinquency. This type of market grew 114.25% in the first four months of the year compared to the same period of 2013. Dice is part of the latest survey from the National Federation of Private Pension and Life (Fenaprevi) on the sector, which was worth R$ 14 3 million from January to April, sales in the service to the networks of private education, compared to R$ 6.6 million last year.
Julio Cesar, Cesar's father Joao says he will join the insurance once school offering the product
Photo: Uanderson Fernandes / Agency Day
Like life insurance, educational copper unemployment, death or permanent disability due to accident or the parent or guardian by the student disease. The method guarantees the payment of school fees. The product is applied from Basic to Higher Education.
RIO DE JANEIRO
The Fenaprevi has closed regional data on the participation of schools in the state of Rio de Janeiro. However, the federation says that the growth of insurance is distributed between the major capital cities, including Rio
Anna Lydia Necklace, president of the Union of Education Institutions in the State of Rio de Janeiro (RJ-SINEPE) says that membership is higher in schools with students from 6th to 9th grade in elementary school and also the Middle Level.
"As in Early Childhood Education institutions, ranging from kindergarten to the early years of elementary level, parents are more present in schools, proximity creates greater trust with the owners of the institutions", said the president of the union.
According to Osvaldo Nascimento, president of Fenaprevi only in April this year insurers throughout Brazil negotiated R$ 3.3 million in educational insurance contracts. An increase of 78.99% compared to the same month of 2013, which was R$ 1.89 million.
"It's an insurance policy that meets both the need for formal worker as a liberal professional. So, if they are in a state of temporary disability that prevents them from earning income, insurance guarantees a monthly amount to pay for school, "he said Nascimento.
Cost of up to 3% of the monthly installment
The insurance costs, on average, 1% to 3% of the monthly fee. Value practiced in group plans, according to Alexandre Crozato, Executive Superintendent of Insurance of Persons BB and Mapfre group.
"Only 0.01% of the contracts are individual. In many cases, it is the educational institution that banking insurance for students ", he said.
The merchant Julio Cesar Pinto, 53, father of Joao Cesar Andrade, 5, of Enchanted Dream School, which is on the Cachambi district says it will adhere to safe once school offering the service. "We do not know about tomorrow. It is better to prevent, "said the father.
School Director, Mariza de Almeida says he intends to offer the product soon. "It's a service that does no harm, only benefits. Not to mention that it is very cheap, about 1% of the monthly fee. Here parents pay about R$ 6 for the service, "reported the owner of Enchanted Dream.
Source: The Day - Online
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This article was translated by an automatic translation system, and was therefore not reviewed by people.