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Children need to talk about money

26/03/2014

This article was translated by an automatic translation system, and was therefore not reviewed by people.





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Saving children from family financial situation , especially in difficult times , is not an effective alternative to educate them financially. According to financial educator Reinaldo Sundays , it is important to know how to provide their first contact with the money , talk about the importance of using piggy banks and understand why they have to stimulate at least three dreams : A short ( up to one month ) , a medium (one to six months) and other long-term ( six months to a year ) .

According to him , it is essential to teach them the difference between what is essential and what is superfluous . If they are already grown- over , it is time to talk about how to behave on the first paycheck and show them that , educating yourself financially today , you can ensure a more prosperous future .

Allowance: to give or not ?

It is clear that the allowance can be an important tool to teach children to take responsibility for their spending and understand the value of money and saving is to make choices , so this tool will help them deal with the need to save without frustration.

Vitor Yamada , Labor Judge in Rondonia , a hit on the internet to disseminate the rules of their children 's allowance giullia , 8 , and Vitor , 6 . The table includes discounts for disobedience, poor grades and misbehavior. Missing, late or complain to school because discount of R $ 1.00 in pocket money , for example. Leave the TV on costs $ 0.50. Disobeying his father or mother 's allowance reduces by R $ 3.00 .

The site Me $ ada.com.br is another tool that can be used to give tips on how to use conscientiously the money given by relatives , with channels with panorama of the money in the world and educational focus on the world of finance .

However , one must have good judgment when dealing with the subject of money at home and take into account the age of each child 's ability to understand and level of maturity .


Source : Uol - Modern Consumer

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This article was translated by an automatic translation system, and was therefore not reviewed by people.

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