Clipping of news on Brazilian Culture, Law and Citizenship
03/14/2014
This article was translated by an automatic translation system, and was therefore not reviewed by people.
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It is the first time that the company discloses the estimated delinquent consumers
AGENCY BRAZIL
Rio - Brazil has about 52 million consumers who failed to pay a debt at least , the past five years , according to estimates by Credit Protection Service ( SPC Brazil ) . It is the first time that the company discloses the estimated delinquent consumers . To make projections , we analyzed the database SPC Brazil and two more companies of the sector , excluding public data on negative entries .
Database of people over 90 years were also excluded , since there may be CPF dead people used fraudulently . We also used data from the National Health System ( SUS ) to verify the death toll .
The SPC Brazil also said on Thursday that the number of delinquent consumers ( in the database of the company only) rose 5.54 % in February compared with the same period of 2013. These data are related to unpaid bills for water, electricity , gas and debts with banks and trade .
The president of the National Board of Directors gists ( CNDL ) , Roque Junior Pellizzaro , considers that there is no factor that can cause the number of defaulters fall . But for Pellizzaro , the stability of this data " shows that the risk of credit bubble does not exist ." "I see no factor for the next 12 months which may generate more resources or higher off the family budget . Rather, there is inflation , expansion of lower income, employment rates more stable . We'll be fine if there is no number that high , "he said .
Data from SPC Brazil also indicate that the number of debts recorded in the database of the company grew by 3.02% in February, compared with the same month of 2013 . This is the third highest rate recorded in the last 12 months. Compared to January , the growth was 0.80 % .
In the case of arrears of less than 90 days, there was an increase of 8.37 % when comparing January and February this year . According to economist SPC Brazil Luiza Rodrigues , this growth indicates the entry of more defaulters registered in the database and only one debt. This result led to the reduction in the average number of outstanding debts by defaulting , which stood at 2,044 in February , the lowest recorded in the historical series, which started in January 2010 . In January this year , the average was at 2,067 .
To Pellizzaro , rising interest rates and inflation mean that people have more trouble paying debts . Also in February , consumers had extra expenses of buying stuff and paying school fees .
Nevertheless , Pellizzaro not think the Brazilians are heavily in debt . " The historical level is under control . A person with two debts can pay on average . She has the ability to pay restricting spending . While these numbers are under control , it is because we do not have a scenario of debt distress in the country , "he said .
Source : The Day
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This article was translated by an automatic translation system, and was therefore not reviewed by people.