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Economic indicators

Family with average income has comfortable life but with tight belt

06/03/2014

This article was translated by an automatic translation system, and was therefore not reviewed by people.





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Family wont have to decide together how and when to spend money ( Photo: Caio Kenji/G1 )

Adriana Silva Lamb , Lamb Deusdete son and two daughters are the " standard family " Brazilian . Or would be , if every American to live on the equivalent GDP per capita - that is , if all the wealth produced in the country were divided equally between each inhabitant.
According to the Brazilian Institute of Geography and Statistics ( IBGE ) , the Gross Domestic Product ( GDP ) in Brazil was R $ 4.84 trillion in 2013 . Dividing this value among the inhabitants , GDP per capita was R $ 24,065 last year - much like income with the Lamb family, St. Andrew , on ABC Paulista , R $ 1,775.00 for each per month - that in the year totals R $ 23,075 , considering 13th salary .

In practice, however , the reality is quite different family . 2012 data from the IBGE show that 10 % of persons with income had an average gain of R $ 164 monthly . Already the richest 1% had an average gain of R $ 18,550 .

Deusdete Lamb receives a pension of approximately R$ 2000 . Adriana , recently retired , others receive R$ 3000 of benefit. The daughter Larissa , 20 , completes the family income with the salary of R$ 2100 .

Belt tight , comfortable home

To make ends meet , the " standard family " must " tighten their belts " and cut everything that is not essential for the sustenance of the family. " The basic comes first . Nothing here is spent by spending , everything has to be calculated before ," said the father, who has a reputation for crusty bread .
But even with the seat belt fastened , the family lived comfortably in their own house , with three bedrooms , lounge, kitchen , laundry area and yard . " My husband secure more money . Says he is not consumerist . If he has only a pair of jeans is good. We ( women of the family ) likes to have a new color , a different model . Leaving the credit card on hand we go to the mall , "joked Adriana , who vowed not to do those antics " consumerist " for the well being of the family .

The house is equipped with refrigerator , microwave , washing machine , cable TV , internet and all have mobile device . " I'd give to have a slightly better life if we had a little more slack in income but live as well ," said Adriana .
In leisure time , even if the couple prefers to stay at home watching TV. Have the girls choose to change the scenery . " That part is over with the girls . They spend about £ 50 per weekend , which gives a £ 200 with their leisure . 's Not much, but it's something," said the mother . " You can not stay without internet . Tá get crazy without internet ? I do not live " , Larissa , who uses the computer to study and have fun said .

The biggest expense of the family is in the financing of the two cars , which consumes about R$ 1100 of income. Then college tuition , which is R$ 816 appears . Following were spending on health insurance , which comes to R$ 550, and fuel, which is around R$ 500 per month.

Good dialogue for the pocket
It is the strategy of dialogue that the couple have been considered essential to be able to put the two daughters in college . " One of them majored in physical education. Else is studying nursing and have made technical nursing ," said the mother .

With good humor, family reveals that puts all the bills on the table in time to " take the scorpion " pocket . " Everything is discussed before spending . Nobody puts his hand in his pocket for anything . Actually , everything is gained here will stop the hand of my wife. If I need money, for example , have to borrow her " joked Lamb .

The eldest daughter , Lais Silva Cordeiro , 22, began working as a freelancer a few days ago . " She does not have a fixed salary or given time to receive yet, but soon she will help in family income ," said the father , anxious and proud.

Dream consumption

Even with expenditure restraint not to stay in Red , Adriana and Lamb reveal consumer desires antagonistic . " Dream with international travel . This is a consumer dream I have. Want a day go to Canada and France . Much I know Paris. Already my husband said he only makes two trips are by car " the matriarch said to laughs .

Lamb said he prefers to ride a helicopter before facing an airplane trip since confessed that he is afraid of heights . " Pick up tickets only if it is mounted on a donkey . Economy is not , not , fear is the same . "

When the scorpion out of pocket

" Want to know when we open the hand to spend? When someone in the family gets sick . There has to handle. Till dog ( Hana a caramel labradora 10 years ) had our full support . Neither would be different . she had lymphoma last year and needed to make treatment with strong and expensive medicines . were over R$ 3000 . and people who leave sick dog on the street , " Lamb said .


Source : G1

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This article was translated by an automatic translation system, and was therefore not reviewed by people.

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