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Interest

Payroll loans can be up to R$ 107 cheaper if waiver is approved IOF

02/27/2014

This article was translated by an automatic translation system, and was therefore not reviewed by people.




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Senator Paulo Paim is the author of the project Photo: Ailton de Freitas

The Social Affairs Committee ( CAS ) of the Senate adopted on Wednesday , Feb. 26 , Bill 283/2013 , which exempts payroll loans of payment of the Tax on Financial Transactions ( IOF ) . If the change actually take effect , INSS pensioners and servers , which have the benefit of the loan discount with payroll , may have a saving of up to R $ 107.40 at the end of the discharge of credit , according to calculations financial economist and mathematician José Dutra Vieira Nephew . This value refers to a loan of R$ 3000 made by a federal server , with payment in 60 installments and interest of 2.5 % per month .

- If you do not have the IOF rate ( interest ) must be lower - José Dutra said .

The proposal will be forwarded to the Economic Affairs Committee ( EAC ) of the Senate . If approved and no appeal asking the plenary vote , follow straight to the House of Representatives , where the project will also pass by the commission and may be approved without the need to plenary .

Senator Paulo Paim ( PT- RS ) , the bill's author , believes that with the exemption of the IOF , you can offer more favorable terms for the payroll , which already has the lowest interest rates in the market .
It is estimated that the government fails to raise R$ 2.5 billion this year , if the measure enters into force.



Read more : http://extra.globo.com/noticias/economia/emprestimos-consignados-podem-ficar-ate-107-mais-baratos-se-isencao-de-iof-for-aprovada-11729048.html#ixzz2uWnFa9FS


Source : Extra - Online

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This article was translated by an automatic translation system, and was therefore not reviewed by people.

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