28/02/2014
This article was translated by an automatic translation system, and was therefore not reviewed by people.
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Interest rates of banks rose along with the base rate , the Selic
In the wake of recent increases in the Selic rate , promoted by the Monetary Policy Committee ( Monetary Policy Committee ) , the Central Bank ( BC ) , the average interest charged by Brazilian banks to individuals high in 2014 began : rose 1.2 percentage point to 26.8 % per year in January . It is the highest level since May 2012. Interest on overdraft also rose 6.1 percentage points , reaching 154 % per year.
Payroll loans also became more expensive , especially for private sector workers . The average charges rose 2.6 percentage points, reaching 32.3 % per year.
According to Professor Gilberto Braga , Ibmec , the six major Brazilian banks , three have overdraft interest lower than the average rate ( 8.077 % ) announced by BC on your site: Caixa Economica Federal, Banco do Brazil and Bradesco. In case, for example, after a month, a debit balance of R$ 500 turns into R$ 524.10 worth . At Santander, after 30 days, the debt rises to R$ 552.80.
Source : Extra - Online
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This article was translated by an automatic translation system, and was therefore not reviewed by people.