02/20/2014
This article was translated by an automatic translation system, and was therefore not reviewed by people.
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Cards represent on average 28 % of the Brazilian household consumption
SAO PAULO - The use of credit and debit cards in Brazil increased 17.8% in 2013 . With this increase , the cards represented on average 28 % of the Brazilian household consumption , according to a survey of Abecs (Brazilian Association of Credit Card and Services ) . In the last quarter , this share has exceeded 30 % for the first time in history .
Besides the replacement of means of payment process , the non -face purchases made with cards , especially for e -commerce , have shown great importance to the advancement of the sector . The means of payment reached R$ 94.3 billion in 2013 , representing an increase of 19.5 % over the previous year.
Regarding the reward card issuers programs in 2013 was transferred R$ 2.4 billion in benefits to participants. Approximately 130 billion points were converted , representing an increase of 14.3% compared to 2012 . The stock points reached just over 250 billion at the end of last year .
According to the survey of Abecs , the average discount rate of the credit card that is charged to merchants for each transaction, fell from 2.96 % in 2009 to 2.76 % in 2013 .
In the case of debit cards , there was a reduction of 1.60 % to 1.56 % in the same period . The number of POS terminals ( card machines ) reached 3.8 million units in 2013 , up 29 % compared to that recorded in 2011 . The average value traded per terminal in the second half of 2013 was R$ 19,700 per month.
Regarding the default , the index referring to the cards fell 7.8% in early 2013 to 6.4 % at year end . The default of individual ranged from 8 % to 6.7 % over the same period .
Source : MSN.com
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This article was translated by an automatic translation system, and was therefore not reviewed by people.