Clipping of news on Brazilian Culture, Law and Citizenship
02/12/2014
This article was translated by an automatic translation system, and was therefore not reviewed by people.
transparent image
Moment of caution: overdraft fees and loans turn to climb
SAO PAULO - Tracking the movement of the basic interest rate ( Selic ) , the averages of two major types of credit rates surveyed by Procon - SP showed high , according to research by the Foundation on January 4.
Whereas , since November 2013 , the average overdraft and personal loan rates have shown a framework for high , the recommendation of the Board for the consumer is to use caution when opting to hire any of the types of credit , reflecting their real need .
Of the seven institutions surveyed for the sample three increased their rates of personal loan and overdraft four . On average personal loan rate of banks surveyed was 5.44 % per month , higher than the previous month , which was 5.40 % after month , an increase of 0.04 point . The highest increase was recorded in the Bank of Brazil , which changed from 4.59 % to 4.72 % per month , which means an increase of 0.13 percentage points , representing an increase of 2.83 % over the month past.
On average overdraft rate of banks surveyed was 8.66 % per month over the previous month , which was 8.48 % per month , representing an increase of 0.18 percentage points . The highest increase was observed in Banco Itaú , which changed from 8.75% to 9.47 % per month , an increase of 8.23 % compared to last month.
For consumers who have questions or want to make a complaint , the orientation of Procon- SP is to look for the foundation, which meets in the state capital by calling 151 . The service can also be made in person , Monday through Friday, 7am to 19h and Saturday from 7am to 13h, at post Poupatempo . The appointments are subject to these unidadas scheduling and distribution password . The phone is counted 0800-772-3633 .
In case problems with purchases made over the internet , the complaint can be registered directly at the site by Procon - SP address: http://www.procon.sp.gov.br/atendimento_texto.asp . The address is also open to any other guidance on consumption problem .
Source : MSN.com
Our news are taken in full from our partner sites . For this reason , we can not change their content even in cases of typos .
This article was translated by an automatic translation system, and was therefore not reviewed by people.