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Bitcoin virtual currency has been gaining ground in the Brazilian trade

14/02/2014

This article was translated by an automatic translation system, and was therefore not reviewed by people.





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Hostel in Florianopolis bar in SP already accept payments of any kind.
Transaction rate is attractive, but can be volatility of risk.

 
The programmer André Horta, of Belo Horizonte, paid the revision of your car in the garage in Bitcoins Diego Silva ( Photo: Pedro Ângelo/G1 )

The programmer André Horta , 30 , took his Honda Fit to a workshop Belo Horizonte for a mechanical review that cost R$ 430. To settle the invoice , André did not use debit or credit card, check or even cash card . The payment was not made exactly real . Diego Silva , the dealership's owner , received a total of 0.22 bitcoins , the virtual currency known over the internet and that can be a model for a revolution in the means of payments and receipts worldwide .

The transaction was only achieved after a lengthy conversation , because there was distrust of the establishment of Silva .

" What really helped was that [ the owner of the garage ] could receive the money in his bank account ," says Andrew.

But then why not make a simple and usual bank transfer ? Precisely because , respond advocates and enthusiasts bitcoin , no banks as intermediaries . The currency that only exists in the virtual environment was created just four years and circulates through transactions between " portfolios " that exist on users' computers . Also there is no control of any central bank in the world . For experts , the bitcoin can not last , but your model should remain .

Legend has it - and everything indicates that it is really only a legend - it all started with a Japanese man named Satoshi Nakamoto , aged 37 at the time. Nobody ever saw him in person and it is believed that it represents a group of the European financial sector. The enigmatic "creator " of bitcoin is also the largest holder of currency on the globe : over 1 million BTCS , virtual fortune " supposed" Nakamoto could be worth more than US$ 1 billion ( R$ 2.35 billion ) . Curiosity : the meaning of the name Satoshi in Japanese, is " wise " .

m January, the magazine " Bloomberg Businessweek " asked : " Why are investors so crazy for an alternative currency created by a ghost ? " In a recent report to investors , the traditional Bank of America said : " We believe that the currency may become a great means of payment for e-commerce and becoming a serious competitor to traditional transfer institutions." And Ben Bernanke , who has just left the chairmanship of the powerful Federal Reserve, the U.S. central bank , gave a cautious blessing : " May be a promise in the long term."

Have the governments of China and Thailand have banned bitcoin . The official reason is the fear that the currency is used in money laundering . Their extensive use in the " Silk Road " ( Silk Road ) , one " hiding " on the Internet where they marketed drugs and weapons , also gave a marginal paints the currency , which has caused problems for the advancement of bitcoin . In late January , the vice president of the foundation Bitcoin resigned after being arrested on charges of money laundering and ties to the Silk Road . Apple removed an application without explanation digital portfolio of your virtual store .

Coffee in Vancouver , Canada , which accepts Bitcoins ( Photo: Andy Clark / Reuters )

The Brazilian Central Bank said in a statement to the G1 that it does not matter right now. " The law itself states that are only regulated the payment arrangements that according to technical evaluation , may have systemic importance. BC analyzed the use of bitcoins and , for now , consider that it is not relevant to the Brazilian financial system."

There are also advantages and risks in bitcoin , and Brazilian traders are beginning to awaken to their use . The most visible of these is to escape the fees banks and card issuers . The adoption as a means of payment has occurred in Brazil for 27 commercial establishments , according to the Coin Map - service that meets people who are willing to receive payments this way . In total , there are more than 2600 worldwide . Campus Party Brazil in São Paulo event has traditionally focused on the technology, had an ATM to exchange real currency for new .

No service charge

Transfer bitcoins currently costs nothing . This scenario makes the currency attractive for those who need to send money from one country to another , a process in which bank fees and exchange rates inflate costs . There are already Brazilian owners of hostels , vitamin supplements , bars, shops and even professionals such as taxi drivers and keychains that make your dealings with bitcoins . Santos , on the coast of SP , an apartment of 90 m² ( with three bedrooms and two bathrooms ) is sold for US$ 250,000 ( R$ 598,500 ) . The entrepreneur Rodrigo Souza , who lives in New York , accepts only the new currency as payment .

Adept bitcoin for about two months, the Snail Hostel Florianópolis received by a German guest stay the value of R$ 240, just under 0.1 BTC at the time. Two other tourists from Poland contacted the establishment , made reservations to stay in place and warned that they will pay with bitcoins .

" Why should we not accept ? " Asks Enzo Baldessar , an official responsible for implementing the hostel . "Operators credit card charge 5 % . In a recent operation , a guy moved $ 150 million ( £ 359 million ) without paying any fare . 's Very efficient. As if he did not pay an interchange transaction ? Would money thrown away . "

The bar and bike shop Las skinny , São Paulo , joined the team pro- bitcoin relatively early , in May 2013 , and has recorded seven transactions with currency . "This will pump out any time ," says Talita Noguchi , 27 , one of the owners . " It is absurdly simple . When you see the business going , you realize how easy it is . 's Kind of pointless people afraid , because on top is super safe . "

With clients outside the country , the office design Modern Lovers , also from São Paulo , adopted the bitcoin in October last year , when he received the equivalent of US$ 6000 ( R$ 14,300 ) in new currency to create a visual identity of LED lamp charged with solar energy. The service was commissioned by an Australian who heads the subsidiary of a UK firm in South Africa

"We started using bitcoin because we received via bank. Besides take days , getting R$ 100 or R$ 1000 will charge those fees giants ," says Fabrizio Bellentani , one of the partners of the firm .
" But they are still very few customers who use and have this notion ."

 

Read more http://g1.globo.com/tecnologia/noticia/2014/02/moeda-virtual-bitcoin-comeca-ganhar-espaco-no-comercio-brasileiro.html


Source : G1

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This article was translated by an automatic translation system, and was therefore not reviewed by people.

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