Clipping of news on Brazilian Culture, Law and Citizenship
01/06/2014
This article was translated by an automatic translation system, and was therefore not reviewed by people.
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Off bancam buying one of the books and still have change. Learn how to
Rio - Parents can reduce the cost of school supplies at least 10 % by adopting the practice of collective purchasing and gathering group of other actors with professional record of one teacher. To get an idea , a list of books in the 3rd year of elementary school costs , according to a survey by the DIA , R$ 762.30 , but with the reduction of prices leaves for R$ 686.07, or a savings of R$ 76.23 .
The stationery items also for the 3rd year of elementary school costs R$ 171.45, bringing the total spent R$ 933.75. Getting the 10 % discount , the material is for R$ 154.30 , setting R$ 17.15 savings , plus the books that reaches R$ 93.38, enough to buy the book arts from the same list amount , that leaves for R$ 73.90 .
The report raised the prices charged in newsagents and bookstores River in the first week of the year and adopted a set of simple and affordable to reduce the final spending practices . If the collective buying group does not have a teacher among those responsible , the solution is to look for each publisher to negotiate the discount . However , you must fill out registration in the commercial department of the company , after evaluating title and quantity to be purchased , will offer a rebate that can be equal to or greater than 10 % .
Retired Tania Maria da Silva , 60 , assumes the role of mother and buys all the years of school supplies grandchildren , Leticia , 13 , John Paul , 12 , and Núria , 3 , who attends the nursery . "I'm still waiting for the list. Generally paid R$ 1000 . "
She complains of books because they are the items that most become more expensive . " Sometimes I spend more because the grandchildren want what is new and I end up doing their will ," he said , adding that always installment buying .
The teacher of the state Natiele Alves , 27 , has gotten used to buy stuff . She has a six year old son and recalls that in January the prices on the shelves are taller, so he bought it in December. " Schools should send the list before the 20th ," he said , adding that disbursed about R$ 900.
Tania Maria awaits the list of equipment and knows that will not come cheap
Photo: John Laet / Agency Day
Natiele sees no difference in starting price of books between the physical and virtual stores . However , being a teacher, earns 5 % discount, 10 % in bookstores and stationers . " It helps a lot when you put the total at the tip of the pencil ," he said .
But she always negotiates before applying for the rebate even being a teacher , to see if you can even larger discounts .
PLANNING
For financial educator Reinaldo Sundays , buying school supplies is always a concern. " Plan to purchase and take the time to do it are actions that result in economy," said the author of Financial Therapy , adding that the values set by the stores can be questioned .
REUSE
Sundays recommends reusing items purchased in the previous year and have not been used or are in good condition . " It is important to remember that the exchange of textbooks between students of different grades represent great savings . If you can not exchange , donate the material for young families in need , "he said .
COMMON MISTAKE
The expert points out that a common mistake is to take the kids along on the time of purchase . He suggests that the father or mother go alone with the list of items ready for purchase only what is needed . Licensed products must also be obtained with care , as they are much more expensive than ordinary .
VIRTUAL SHOPPING
Sundays remember that virtual stores typically cover the price of the high street and malls , embedding in the final value fixed and variable costs such as taxes , rent and employees . However , if you are in possession of a detailed survey , the consumer can negotiate and get product on time, something impossible in ecommerce .
WHOLESALE
If the consumer has two or more children , it can exchange retail at wholesale , where sales are exclusively for those who purchase in bulk . In the case of books , worth checking if there is a teacher in the family or among friends , because the trader may, by law , obtain copies and even discount cost.
SHIPPING
" Before closing with school vans , see the possibility of a relay with parents who live in the same area or condo . Usually a lot of fun and creates a relationship stronger community, " he said , adding that it is not possible , parents should hire vans regularized to avoid future problems .
FEED
He suggests that parents buy products for recreation in attack , to save on meals . " But this initiative should be preceded by a good nutritional balance . Teach your child to buy only what you need and not waste , "he said , adding that the father should know with the school management which spreads the institution will in relation to teaching financial education .
Source : The Day - Online
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This article was translated by an automatic translation system, and was therefore not reviewed by people.