Clipping of news on Brazilian Culture, Law and Citizenship
11/26/2013
This article was translated by an automatic translation system, and was therefore not reviewed by people.
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Buying cell with false or stolen documents is one of the most common frauds Photo: PHOTO : Bloomberg
RIO - In October , 224 025 known attempts of fraud were recorded as identity theft , in which personal data are used by criminals to secure business under misrepresentation or even get credit with the intention of defaulting on payments , according to the indicator Serasa Experian attempted Fraud - Consumer . This represents an instance every 12 seconds in the country. The Index is a historical record . The phone accounted for half , 49.3 % , of total advances made against the consumer , up from 40.2 % for the sector in the same period 2012 last month.
Between January and October this year , was 1.81 million in fraud attempts . Between January and October 2012 , there were 1.76 million records and , in the same period in 2011 , 1.63 million . The record set in October due to a seasonal effect of fraud observed near the Children's Day . In this period , the risk of fraud tends to be higher , according to the national credit protection .
The indicator Serasa Experian attempted Fraud - Consumer also shows that , in October 2013 , led the records the telephone sector , with 110,470 , representing 49.3 % of the total. Have the service sector - which includes construction , real estate , insurance , beauty salons , tour packages , etc. - had 59,743 records , equivalent to 26.7 % of the total , the highest monthly figure so far this year . In the same period last year , this was the sector that suffered fraud attempts , accounting for 28.6 % of cases .
The banking sector is the third -ranked records in October 2013 . 36,411 attempts , 16.3% of the total , the highest in 12 months though not historical, banks and financial record reached . In the same period 2012, the sector accounted for 22.6 % of the rank of fraud attempts October 2013 is still composed of retail ( 6.2% ) and other ( 1.6 % ) .
Not even the dead are free from fraud
Research Serasa Experian indicate that they are more susceptible to fraud consumers who had their documents stolen . With just an ID card or an SFC in the hands of scammers , doubles the likelihood of being a victim of fraud - sometimes even criminals combine data , setting up a " new " identity data affiliation with a person and date of birth another. But even people who have died are victims of fraud : criminals use the personal data of deceased , such as name and social security numbers to purchase goods , services and credit lines , leaving losses for traders and heartache and suffering for families .
It is also common for people to provide their personal data in registers on the Internet without checking the suitability and safety of sites . Moreover , the scammers usually still buy phone to have an address and proof of residence , through correspondence , and thus open accounts in banks to get checkbooks , apply for credit cards and make bank loans on behalf of others .
Among the main coup attempts highlighted by the indicator Serasa Experian are :
- Issuance of credit cards : the scammer asks for a credit card using a false or stolen identification, leaving the " account " for the victim and the damage to the card issuer .
- Sourcing Funding ( retail ) : the coup as well buy an electronic (TV , stereo , phone etc. . ) Using a false or stolen , leaving the bill for victim identification.
- Buy mobiles with fake or stolen documents
- Account Opening : coup opens a bank account using a false or stolen identification, leaving the " account " for the victim . In this case , the "chain " of products offered ( cards, checks , pre - approved loans ) potentiates possible harm to victims , banks and trade .
- Purchase of car : scammer buys the car using a false or stolen , leaving the " account " for victim identification.
- Starting a Business : stolen data can also be used in business startup , which would serve as the ' front ' for the application of scams on the market.
What to do in case of theft , loss or misplacement of documents
When you are the victim of theft , loss or misplacement of documents , the first step is to register for free on the occurrence database Serasa Experian , the link www.serasaconsumidor.com.br . This information will be available at the same time to the market. Then , the consumer must make a police report . So every query, the credit grantor will be alerted that it is stolen documents , preventing transactions are carried out .
The consumer can also refer your free CPF in one of Serasa Experian agencies across the country. The addresses are on site www.serasaconsumidor.com.br .
Which take care
• Do not provide personal information to strangers ;
• Do not provide or confirm your personal information or number of documents by telephone , taking care of promotions or surveys ;
• Do not lose sight of your identification documents when requested protocols for entry into certain environments or any business ; likewise not let attendants shops and other establishments bring their bank cards away from his presence under the guise of making the payment;
• Take care when entering your password, debit / credit card when making payments , especially in the presence of strangers ;
• Not informing the numbers of your documents when filling out coupons for sweepstakes or deals stores ;
• Do not make entries on sites that are not trusted ; careful with sites that advertise jobs or promotions . Stay tuned for security tips page, such as the presence of security lock ;
• Beware of personal data in social networks that can help the scammers to impersonate you , using personal information , such as sign , car model , time by twisting , dog's name etc. . ;
• Maintain updated antivirus from your computer , reducing the risk of having your personal information stolen by spies files ;
• Avoid carrying any financial transaction using laptops connected to public internet networks .
Source : The Globe - Online
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This article was translated by an automatic translation system, and was therefore not reviewed by people.