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Phone operators invest in prepaid cards for those who do not have a bank account

11/26/2013

This article was translated by an automatic translation system, and was therefore not reviewed by people.

 

 

 



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Bernardo pay bills through a mobile application in

Gone is the time when the bills get paid in cash only and directly to the collector . Came the ATMs , which facilitated the lives of consumers and reduced trips to the mouth of the box. Came the internet , and with it , the speed to make payments in matters of seconds without leaving home . And now , cell further facilitated the process , virtually eliminating any chance of excuse for the delay in receipt of the simplest debt .

Eyeing a public that can not live without cell (Brazil has more than 269 million handsets , according to the National Telecommunications Agency ) , telecom operators are investing in new technologies . Are called prepaid cards for mobile, allowing the client - it does not need to have a bank account or Mobile Internet - paying bills and making purchases , transfers and cash withdrawals . To use the card , simply contact your service provider , to deposit the desired amount, the amount available to spend and where necessary , refill it .

Earlier this month , the Central Bank (CB ) has issued a regulation that paves the way for banks and non-financial institutions (such as telephone ) offer products such as prepaid cards and payment account calls , always focusing on a public that does not have a bank account . According to the Institute of Applied Economic Research ( IPEA ) , 39 % of the population ( about 53 million people ) are outside the banking system .
partnerships

The course , in partnership with Bradesco launched the " My money course " . As is , it works for now, in Belford Roxo , St. Johns Wood and Duque de Caxias . But according to Gabriela Derenne , regional director for Rio Claro and Holy Spirit , until the beginning of next year it will be all over the country.

The Hi is " Hi Portfolio " , in partnership with Banco do Brazil ( information below ) . Vivo offers " Zuum " , not yet available in Rio and TIM is developing its system for mobile payment .

Receptive to new technologies , advertising Bernardo Garcia Carvalho , 24 , does not lose more time in line at the bank:
- I make moves anywhere.


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Source : Extra - online

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This article was translated by an automatic translation system, and was therefore not reviewed by people.

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