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With review of life expectancy, retirement falls

12/03/2013

This article was translated by an automatic translation system, and was therefore not reviewed by people.

 

 



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The difference in favor of women should exceed R $ 200 Brito / Agency Brasília

Brazilians are living longer and therefore pensions are dwindling . IBGE ( Brazilian Institute of Geography and Statistics ) released on Monday ( 2 ) , the results of the 2012 Complete life tables , used by the Ministry of Social Security as a parameter to determine the security factor in pensions from the INSS .

When life expectancy increases , also increases the discount factor of the social security . Life expectancy at birth in Brazil rose from 74.08 years in 2011 to 74.6 years in 2012 .

Women have a greater reduction in pensions calculated under the new pension factor , in force as of yesterday . The difference in their benefit must exceed £ 200, according to calculations by Sérgio Henrique Salvador lawyer , expert on Social Security Law and professor of Ibep ( Brazilian Institute of Social Security Studies ) .

IBGE releases today the total wealth of the country in Q3

A woman 55 years of age and 30 years of contributions , with earnings ceiling INSS R $ 4,159 , to go with request for retirement until Friday , November 29 , would receive R $ 2,495.40 from the previous table , that took into account the life expectancy calculated in 2011 .

If that same woman to enter a request for retirement yesterday, when we value the new table , which considers the results of Mortality Tables 2012 she would receive R $ 2,287.45 , R$ 208 less.

" How could it be , the security factor , strongly influenced by life expectancy published by IBGE , remains drastically detrimental to women ," said Salvador .

In the case of a man aged 60 years old and 35 years of contributions , with earnings ceiling of the INSS ( R $ 4,159.00 ) , the benefit would be R $ 3,618.33 for retirement requests until last Friday. As of yesterday , would result in a monthly benefit of R $ 3,535.15 , a difference of R $ 83.18 .

" In the above example , there is a large distortion compared to the man ," said the teacher . " For women , the incidence of welfare factor is very aggressive , considering that the woman has a life expectancy longer than man , so if you ask early retirement , financial loss is significant survival ," he added .

longevity

Life expectancy at birth of Brazilian men increased from 70.6 years in 2011 to 71.0 years in 2012 , equivalent to 4 months and 10 days longer . Women had even larger increase of 77.7 years in 2011 to 78.3 years in 2012 , an increase of 6 months and 25 days.

According to IBGE, the continuing increase in longevity of Brazil is caused by the advance of a series of indicators . The researcher of the Department of Population and Social Indicators of IBGE , Fernando Albuquerque , says that the trend is that mortality decline at all ages .

- We assume that there is continuity in the improvement of sanitary conditions , increased education , increased income and expansion of the scope of access to public health programs . Own administrative records confirm this.

Lawyer Salvador recalled that examples of applications for benefits mentioned above were based on an average age entitling to pension contribution time , where the incidence of the security factor is mandatory occurrence , unlike retirement age in the factor can only be used to benefit the worker .

" Over the years , it becomes clear that an early retirement in age implies a big financial loss upon receipt of the benefit ", said the lawyer specializing in Social Security Law .
The information is the newspaper O Estado de S. Paul .


Source : R7

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This article was translated by an automatic translation system, and was therefore not reviewed by people.

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