27/11/2013
This article was translated by an automatic translation system, and was therefore not reviewed by people.
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The percentage of households with debts on the card , overdraft and other loans grew from 62.1 % in October to 63.2 % in November this year . It is the third consecutive rise in the indicator, measured by the National Confederation of Trade in Goods, Services and Tourism ( CNC ) .
The percentage is also higher than in November last year , which was 59 % . According to the CNC , the most debt in November this year is on the credit card ( 74.8 % ) , followed by meat ( 18.3% ) , car financing ( 12.6% ) , personal loans ( 9 8% ) , home finance ( 7.2%) and overdraft ( 5.7 % ) .
The proportion of families with debt or overdue bills fell from 21.6% in October to 21.2 % in November this year , although it remained at a level higher than November of last year ( 21 % ) .
On average , the accounts are delayed in 57.6 days. Of the total defaulters , 40.6 % are in arrears with their bills over 90 days. The percentage of families who will not be able to pay their bills also dropped to 6.6% . The proportions were 7.3% in October this year and 6.8 % in November last year.
According to a statement released by the CNC , " despite the moderation in consumption , raising the cost of credit and reduction in real wage gains have maintained the level of household debt at high levels ."
Source : Uol - Modern Consumer
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This article was translated by an automatic translation system, and was therefore not reviewed by people.