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Teach entrepreneurs: it's possible to have financial independence in adolescence

06/09/2013

This article was translated by an automatic translation system, and was therefore not reviewed by people.

 

 

 

 



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Entrepreneurs managed the first exchanged before 18

Kauê Linden : emancipated at 17 to start your own business

After seeing his father's firm break , the teenager Kauê Linden decided to undertake on their own. Was emancipated at age 17 to open your business , reformed the maid's room of the house and founded there the Hostnet , a provider of internet services today with 40,000 customers and a seat installed in Rio de Janeiro .

At 14, even before being a business early , he was earning a pittance working with his father , fixing computers and organizing sporting events on the web . At 18 , Linden was backing its own costs and , a year later , he left home . It was when he began to help parents financially , beyond self sustenance. " Like any young man , I had a consumerist impulse when I started making money . I spent a lot on travel , paced by helicopter and was still paying rent , "he says . Soon, however, he realized he should educate themselves financially and start accumulating equity .

Disabled young people dream of paying bills

The young man opened an advertising company with a partner , diversified capital in real estate funds and invested in a portfolio of 20 companies . Today, at 30, has settled a property and has no debt .

Had he pursued a corporate career , Linden believes that equity would not have won so fast . " Portfolio work is synonymous with slavery. You can only anticipate the financial freedom to undertake , "he says , which started its business before the Internet bubble burst in the 2000s .

Had he pursued a corporate career , Linden believes that equity would not have won so fast . " Portfolio work is synonymous with slavery. You can only anticipate the financial freedom to undertake , "he says , which started its business before the Internet bubble burst in the 2000s .

The path of emancipation

By example Linden , undertaking can be one of the shorter tracks towards financial independence . Unlike so-called " kangaroo generation " - adults who live under the wings of the parents - it is on the opposite of statistics that show a tendency to emancipation increasingly late .

There are 3 million households in Brazil , the middle and upper classes , supporting children above 30 years of middle and upper classes , according to the latest survey from the IBGE ( Brazilian Institute of Geography and Statistics ) released in 2012 .

The young become independent when it is able to cover its fixed costs , and variable semifixed explains the financial advisor Suyen Miranda . " It means that the person is no longer dependent on third parties to pay the bills ."

Rent, condo and financing installments enter the spreadsheet in fixed costs , while energy bills , telephone and water , for example, are more expensive or inexpensive as use. Already spending variables include leisure , food and transport ( below, see how to do the simulation of their spending ) .

Making their own money

The entrepreneurial streak was also the way to Matt Montenegro become independent even sooner . He joined the group of 1.5 million entrepreneurs between 16 and 24 years existing in Brazil , according to the Data Popular . At 18, he generated all the money they needed to live and helped parents household expenses .

Founder of beved.com.br - a marketplace of classroom and online - Montenegro began to undertake still in school in 2003 , blindfolding pieces of pizza hut left over from the meal of the parents on Sunday night .

Montenegro has extended the sale of candies and sweets in class intervals , until his parents were called by the board. Competition son was bothering the owners of the school cafeteria . Proposed a deal to sell different products from the canteen , and followed with the business . Came to win $ 100 a day and hired a colleague to help sales .

After college , opened a T-shirt shop and worked at startups , where he was inspired to work in the field of technology. Between 2008 and 2009 , Montenegro has opened a site offers rental apartments , similar to Airbnb .

The boy changed the business focus to the area of education, when beved.com.br launched in July 2012 with the idea of providing education on demand. In January, the site went blue with 13 000 registered users and generated sales of $ 90,000 , in seven months , just for a design teacher offering lessons in their platform.

For Montenegro , parental support was essential to undertake to gain independence still early . "It started more as a challenge full of adrenaline and satisfaction than a list of obligations , plus the survival instinct ," says .

How to encourage independence

Parents can encourage early emancipation of the children in the cradle . One of the ways is to invest in private pension savings or mount from birth , according to consultant Suyen . "Over 18 years , the monthly $ 50 can result in a good asset."

The security money is often used to give offspring with a car or house , and pay for college or travel abroad . But if the goal is to make the child 's own money , the expert points out , be sure to use this capital to the opening of the company 's young .

Some have a natural propensity for independence , which usually wake around 12 years. " The child or adolescent may offer services that know how to do well, like tutoring , washing cars , computers or sale of jewelry ," he explains .

Parents are able to assist in this process , explains Suyen , guiding the youth on how much to charge for the service and how to get clients .

In the opinion of the expert, the late emancipation of young adults is more a cultural than the Brazilian financial . " Many parents do not want their children to be independent . Our culture does not encourage the young to live alone . "

At the tip of the pencil

To find out if it is the ideal time to become independent of their parents or guardians , do a simulation of the sum of all expenses that you would have to leave the house today , as living standards chosen :


Source : IG

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This article was translated by an automatic translation system, and was therefore not reviewed by people.

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