Clipping of news on Brazilian Culture, Law and Citizenship
10/21/2013
This article was translated by an automatic translation system, and was therefore not reviewed by people.
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Senator Ricardo Ferraço ( PMDB - ES ) : proposed update of the Code of Consumer Photo : Givaldo Barbosa / O Globo
BRASILIA - Senator Ricardo Ferraço ( PMDB - ES ) presented on Thursday the report of the proposed update of the Code of Consumer Protection . As the GLOBE explained yesterday , the changes include areas such as electronic commerce , consumer indebtedness , collective actions and advertising to children . The text consolidates the understanding that the sum of installments for the payment of debts can not be more than 30 % of monthly net income and establishes that financial institutions will be co - responsible for the situation of over-indebtedness of the consumer in case of deviation from the and should even review the payment terms and reduce interest and penalties .
After reading the report, an application was submitted for collective view . The expectation is that the examination of tenders is resumed in two weeks. The matter will be reviewed by an internal committee to modernize the code and proceed to the full Senate .
In the case of electronic commerce , the text doubles from seven to 14 days the deadline for withdrawal of hiring from receipt of the product or the contract is signed . The report maintains the proposal of a differentiation for exercise of the right of cancellation in the event of airline ticket purchases , as anticipated in July GLOBE . In this case , the National Civil Aviation Agency ( ANAC ) may prepare specific regulations , which may reduce or increase the time limit for cancellation of purchase without charge to the passenger.
Under the proposal, the publicity that employ child or adolescent on condition spokesman for consumer appeal will be considered unfair . According to the report , collective actions have priority processing and judgment in order to relieve the judiciary .
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This article was translated by an automatic translation system, and was therefore not reviewed by people.