Clipping of news on Brazilian Culture, Law and Citizenship
10/17/2013
This article was translated by an automatic translation system, and was therefore not reviewed by people.
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The auto insurance policies offer a variety of services and assistance that currently are widely used by everyone. When we hire insurance , the main expectation is that everything runs smoothly in the event of a strike or theft of the vehicle , for example. But , to contact the winch , the mechanical assistance or simplest cases , such as changing tires and even a possible fuel shortage , it is essential that the insured becomes aware of some issues that can facilitate and expedite the process .
It is normal that many questions arise , so Manes Erlichman , managing partner of minutoseguros.com . br , drew tips that help in the best way to ensure coverage when necessary.
1. Pay on time your insurance . If you parceled payment , be careful not to forget one or more installments and run the risk of being uninsured . Whenever possible , opt for automatic debit , because we can not always rely on our memory .
2 . At the time of hiring , correctly answer all the questions asked by the insurer , as they influence the price of the policy . Not worth providing incorrect information , such as , say have a garage at home when he has only to get a discount improper and then be surprised with a refusal in the event of a claim. If you have a question to answer a particular question , ask for guidance for your Insurance Broker .
3 . After hiring , it is very important to inform your brokerage firm any change occurred in the policy , for example, change of address or a son who turned 18 also pass to drive the vehicle . The insurer will review the new conditions and to provide the changes in the policy . Depending on the modifications , you may have to pay an additional amount or receive a refund of the paid amount .
4 . Even protected by insurance , find driving cautiously , respecting traffic rules , drivers and pedestrians . By acting in this way, and reduce the possibility of getting involved in accidents , do not run the risk of problems with the compensation . For example , one driver to leave the house and decides to risk walking in the street against housing to cut corners will not be compensated by getting involved in an accident .
5 . If you still are not conscious about the dangerous combination of drinking and driving , it is worth noting that the driver who is driving drunk loses the right to indemnity insurance . Insurers , quite rightly , are strict in this matter .
6 . Hire your policy through an insurance broker . It is essential to rely on expert support from the quotation process , hiring , and especially in cases of accidents .
Source : UOL - Modern Consumer
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This article was translated by an automatic translation system, and was therefore not reviewed by people.