10/03/2013
This article was translated by an automatic translation system, and was therefore not reviewed by people.
transparent image
The Commission for Consumer Protection rejected on Wednesday ( 18 ) Bill 5173/13 by Mr Sergio Zveiter ( PSD - RJ ) , which limits the total capacity of consumer debt to 30 % of your monthly income . The proposal amends the Consumer Protection Code ( Law 8.078/90 ) .
By the text , the monthly installments of debts resulting from renegotiation should also fulfill the limit . The text also provides that consumers who submit false information to circumvent the restriction criminally liable .
Rapporteur on the committee , Rep. Paul Wagner ( PV - RN ) rendered an opinion by rejection. He argues that offering credit indiscriminately and without criteria does not seem to be of interest to providers, since the default is a result that does not interest them .
information
" The project , if approved , even with the best of good intentions , there can thrive and cause exclusion , mainly people with low purchasing power ," said Wagner , who for the most effective way to end the indebtedness is broad dissemination of information on the use of credit .
The rapporteur added that the Code of Consumer Protection has already established mechanisms of contractual protection to the consumer . " So we understand there was no reason to create more rules on the matter ," he said .
Procedure
The proposal will be considered by the committees on Finance and Taxation , and Constitution , Justice and Citizenship . Then be voted upon by the plenary .
Full proposal :
PL-5173/2013
Reportage - Murilo Souza
Edition - Rachel Librelon
Source : Agency Board
Our news are taken in full from our partner sites . For this reason , we can not change the contents of the same even in cases of typos .
transparent image
This article was translated by an automatic translation system, and was therefore not reviewed by people.