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Debts

Commission rejects limit of 30 % of monthly income for debts

10/03/2013

This article was translated by an automatic translation system, and was therefore not reviewed by people.

 

 

 

 



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The Commission for Consumer Protection rejected on Wednesday ( 18 ) Bill 5173/13 by Mr Sergio Zveiter ( PSD - RJ ) , which limits the total capacity of consumer debt to 30 % of your monthly income . The proposal amends the Consumer Protection Code ( Law 8.078/90 ) .

By the text , the monthly installments of debts resulting from renegotiation should also fulfill the limit . The text also provides that consumers who submit false information to circumvent the restriction criminally liable .

Rapporteur on the committee , Rep. Paul Wagner ( PV - RN ) rendered an opinion by rejection. He argues that offering credit indiscriminately and without criteria does not seem to be of interest to providers, since the default is a result that does not interest them .

information
" The project , if approved , even with the best of good intentions , there can thrive and cause exclusion , mainly people with low purchasing power ," said Wagner , who for the most effective way to end the indebtedness is broad dissemination of information on the use of credit .

The rapporteur added that the Code of Consumer Protection has already established mechanisms of contractual protection to the consumer . " So we understand there was no reason to create more rules on the matter ," he said .

Procedure
The proposal will be considered by the committees on Finance and Taxation , and Constitution , Justice and Citizenship .
Then be voted upon by the plenary .



Full proposal :
PL-5173/2013

Reportage - Murilo Souza
Edition - Rachel Librelon



Source : Agency Board

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