Clipping of news on Brazilian Culture, Law and Citizenship
08/22/2013
This article was translated by an automatic translation system, and was therefore not reviewed by people.
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Employee of a bank branch guides retirees: deposit from Monday
From Monday (26th), the INSS will begin to pay the first half of the 13th salary to 2,383,903 beneficiaries in Rio, which equates to 87% of retirees and Social Security in 92 municipalities in the state. Not all policyholders are entitled to the allowance. Seniors over 65 and disabled people unable to support themselves and who receive social assistance (Loas), for example, will not be entitled to the Christmas bonus. This group - whose monthly income divided by the number of family members does not exceed R $ 169.50 - receive benefits for only 12 years.
For the payment of 50% of 13, will be released R $ 1.37 billion. Much of this will go straight to the economy of Rio de Janeiro. The first installment will come without the rebate of income tax for those policyholders with benefits above the exemption limit tax (R $ 1,710.78). The rebate will be made only in the second part of the allowance, to be credited at the end of the year (between the end of November and early December).
The first half to draw the allowance will be earning up to a national minimum wage (R $ 678). Payment will be made from 26 to 30 August and 2-6 September with a monthly benefit (one group per day). Those with income above R $ 678 will be the first installment of the bonus credited only 2-6 in September (two groups per day). Check it out below.
Workers who earn sick pay INSS have the 13th to the number of months they are away from work. For example, a benefit that began in March and is still in effect in August will have the allowance calculated over six months. Now, the holder will receive only half that amount. In December, the event is still away, the rest will. If you have high before the receivable will be calculated to the month in which the aid was effective and added to the last payment.
Consultation will be released tomorrow
The INSS pensioners u want to know the exact amount to receive the first portion 13 may consult the statement of payment of Social Security on the site, starting tomorrow. Suffice access www.inss.gov.br and on the home page, look for "electronic Agency: insured." Then the applicant must select "Extract benefit payments." A second screen will open for the beneficiary reports the number of benefit, the name, date of birth and social security number.
Across the country, the total of 30.7 million INSS pensioners, 26.2 million beneficiaries will have 50% of 13th salary paid now, which corresponds to the release of R$ 12.6 billion with only the first installment.
According to economists, despite the temptation of the next paycheck fatter, the retiree should think twice before spending out the portion of the allowance. If there are debts, ideally pay them first, because usually the interest charged are higher than the profits from a financial investment, especially if the debt is the credit card.
Advance payment of installments of funding already made offsets only when there is a discount on the value of the benefit. If not granted, it is best to leave the money invested.
Who wish to deposit half of the book allowance should also take into account that this is a worthwhile investment since the rescue is done 30 days after the investment. If the amount to spend before, it is better to leave it in the current account. It is worth remembering that the year-end expenditures are coming. Save now might be a good deal in the near future.
The anticipation of allowance for Social Security held since 2006, due to an agreement between the federal government and the unions.
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Source: Extra - Online
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This article was translated by an automatic translation system, and was therefore not reviewed by people.