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Justice requires Bradesco to beat debt interest pay off in advance of customer financing

23/08/2013

This article was translated by an automatic translation system, and was therefore not reviewed by people.

 

 


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Bradesco will have to report on developments in the debt financing customers Photo: Guilherme Pinto / Guilherme Pinto / Archive

RIO - Bradesco is obliged to provide the consumer with the spreadsheet with the evolution of its debt and the docket for early discharge, with reduced interest proportionate. It means the sentence of 7 th Corporate also stipulates that the maximum period of five days for the information to be provided to customers. The civil action was proposed by the promoter Andresano Carlos Moreira, 3rd

Prosecutor's Office of Collective Guardianship of Consumer and Taxpayer Capital and benefits all of the bank account holder. Was fixed fine of R$ 30,000 for breach of the court order, attested by a document. The bank was also ordered to pay costs and attorneys' fees. It is noteworthy, that still appeal.

- The right to early redemption, as well as the information are set out in the Consumer Protection Code, Article 6, section III, and Article 52, paragraph 2. Nevertheless, difficult to anticipate and deny discharge information and spreadsheets consumer practices are common not only to Bradesco, but the banking industry as a whole - underscores the prosecutor, stating that the sentence is already in effect.

According to the CDC, "the consumer is assured early settlement of the debt, fully or partially, by a proportional reduction in interest and other additions."

Andresano explains that prosecutors have had other victories against different banks and that individual is already pacified consumer law in such cases in the courts:

- The difference when we come to collective action is that all customers benefit. Already creates an obligation and the bank can not refuse to provide information or to make a rebate. And if the consumer has had some loss by the practice of the institution he no longer needs to discuss the merits, just show your prejudice because merit has been demonstrated by civil action - clarifies.

The prosecutor argues that regulators should act more vigorously in the supervision of financial institutions since it is notorious that type of practice:

- Our action even taken based complaints registered with the Central Bank itself. That is, the controller knows that it is a common practice.

Consulted Bradesco said not to comment on ongoing issue in court.


Source: The Globe - Online

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This article was translated by an automatic translation system, and was therefore not reviewed by people.

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