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Number of clients dental plans more than doubled in five years

26/08/2013

This article was translated by an automatic translation system, and was therefore not reviewed by people.

 

 

 

 



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The number of users of dental plans doubled in five years
The popularization of dental plans is leaving the Brazilian open mouth. It is possible to guarantee services such as fillings, cleaning, fluoride application and dental radiographs in paying from R$ 17.90 per month. According to the National Health Agency (ANS), the sector is going through an expansion. In five years, the number of customers reached double, from 9.1 million in 2007 to the current 18.6 million. In the same period, health plans grew by 21.9%, reaching 47.9 million users.

- The major concern was only with the safety healthcare. Now, the Brazilian begins to pay attention also to oral health. The health plan is the third Brazilian dream after homeownership and education. With the growth of income, those who already have health insurance begins to add the dental service -  says José Luiz Toro da Silva, a lawyer and president of the Brazilian Institute of Health Supplements.

So it was with the biologist Bruna Copello, 29. She already had the health plan Amil, when he decided to expand its coverage:

- The cost is small, with the advantage that, if I need to use, do not have to spend on expensive treatments.

Bruna Ferreira Copello and Melissa have plan dental Photo: Roberto Moreyra

Consumers, however, should be aware that the agreement offers before signing the contract. The most basic plans do not usually include orthodontic appliances and some types of dentures usually more expensive.

- Ideally, the consumer has recourse to a broker and check what part of the coverage or not. And understand that plan is something long term. Can not hire just to make a specific treatment - underscores the supervisor of the Health Procon-SP, Samantha Pavão.

Professor Melissa Teixeira, 31, says she saved with the plan, which is for one year, paying monthly fees from R$ 30:

- I had to do an extraction and other procedures. If you were paying in particular, would much more expensive.

Evaluation: Before hiring, assess the need for dental plan is long term or just for immediate treatment. Depending on the case, the plan may not be worth it because it has grace periods to start using the services.

Registration: One way to protect yourself from fraudulent companies is whether the agreement has chosen record in the National Health Agency (ANS). The information is available on the regulator (www.ans.gov.br).

Search: Another tip to avoid headaches with the plans is to research if there are many complaints on consumer protection agencies. The survey can be done in searching the internet, especially on sites that record critical users.

References: It is also interesting to check references with acquaintances who have already contracted the service. Ask about the difficulty to achieve quality care and service providers conveniados.Credenciados: The provider network is one of the key points in choosing the plan. Check the supply of professionals in regions close to home or work not to suffer from a lack of options when trying to score some query.

Agreement: Before signing the contract, read all the terms and evaluate whether they are appropriate or not.

Information: It is important to remove all doubts before signing the contract. Do not be shy about asking all that is necessary for the attendants to the broker or carrier.

Complaints: If you have any problem or difficulty, you can register complaints on ANS by phone 0800-7019656, www.ans.gov.br site and the agency's headquarters.
The address is 84 Avenue Augusto Severo in glory.



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Source: Extra - online

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This article was translated by an automatic translation system, and was therefore not reviewed by people.

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