Clipping of news on Brazilian Culture, Law and Citizenship
08/19/2013
This article was translated by an automatic translation system, and was therefore not reviewed by people.
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Roberto Costa is negotiating the debt on the card
Still time to get out of red before the holiday season. Large retail chains, utilities, banks and financial institutions are giving discounts to consumers interested in settling your debts. The companies say that the percentage of rebate varies case by case, but retail chains such as Leader, can be up to 80% of the amount due.
- This is a great time to negotiate arrears, because companies tend to offer more discounts to the proximity of the end of the year. In addition, many people are getting the first installment of the 13th salary or refund of income tax - says economist Serasa Experian Carlos Henrique de Almeida.
A study by showing that he has dropped the number of defaulting consumers in the country. Compared to the first half of last year, the decline in the amount of debts in arrears this year is 3.5%. The average value of the debts due in stores, financial and utilities also fell in the same period, from R $ 351.20 to R $ 321.80.
The sales consultant and sommelier Roberto Costa, 43, took the first step to settle the score in last Thursday, after attending a lecture about indebtedness. The debt it is around £ 5000 on a credit card.
- Three years ago I face problems, because the debt only grows. I want to pay, but I need an agreement that is fair to both sides. I had no idea how much he paid more because of the interest so high - the consultant said.
Who is negotiating
Leader: The network offers discounts that can reach 80% for those who want to negotiate. Just go to any drive, with the SFC and store card.
Casas Bahia: The reduction reaches 60%. You need to address the industry collection of the stores.
Light: The trading is done case by case. One should look for one of the shops or register www.light.com.br site. The installment payment is made when there are more than two overdue accounts.
CEG: There are discounts on charges for those who paid in cash. Those interested should contact by telephone 0800-024-7766 (metro) or 0800-282-0205 (inside).
Wide: Consumers must go to stores the distributor to the negotiation of debts.
Cedae: The company says it does not give discounts, but offers the possibility of installment. The contact is by phone at 195 or at 0800-282-1195.
Hi: The negotiation can be done by phone. Just call the number 10331 (fixed) and request option negotiations to settle a rebate and the possibility of installment.
Itaú Unibanco: There is a possibility down the overdraft amounts due on credit cards and loans. Just come to the agency or call 4004-1144.
Savings: The bank says it is possible to negotiate the agency where the client must account for the debt discount on cash payments or installments.
Banco do Brazil: BB grants discounts as the value of debt and customer history. We must seek the agency.
Santander: The reduction of debt is negotiated on a case, the bank's branches.
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Source: Extra - online
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This article was translated by an automatic translation system, and was therefore not reviewed by people.