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Children's Day: saving to buy toys is the best option to tackle inflation

15/07/2013

This article was translated by an automatic translation system, and was therefore not reviewed by people.


 



Carolina and João Pedro Carvalhosa will save R$ 5 per week to spend with toys Photo: Rafaella Barros / Extra
 
Inflation is not playing around. Nevertheless, trade in toys in the country provides a 12% increase in sales for the Children's Day this year compared to 2012. To show that it is possible to meet the requests of the children without rolling budget, EXTRA invited to a family in the next three months to save the money gifts to buy them in view.

Trade Representative André Carvalhosa, 42, and photographer Marcella Carvalhosa, 37, accompanied children Carolina, 6 years, and John Peter, 11, in the choice of toys in store-Ri Happy, in Niterói. To avoid compromising the budget, the parents determined the amount of R$ 5, which will be delivered weekly to each of them for the purchase of gifts. At the end of the next 14 weeks, each will have R$ 70.

As parents already have the habit of saving, Andrew and Marcella still decided to give a helping hand to the children. Carol chose a gift of R$ 49.99 within the stipulated value, but the brother opted for a game that costs R$ 152.99. The solution was to use the small savings they have to complete the value.

- We have a safe with lots of coins, which now total approximately R$ 217. In general, rates of toys in our country is high. And it is precisely because of this that the stores offer credit options, which are not always the best way to buy. But as my income and my wife are variable, we avoid piecemeal purchases to avoid compromising the budget. Usually only piecemeal furniture and appliances - told Andrew.

Carolina and John Peter know that the economy is serious. The boy has done up a course of financial education in children's church the family attends.

- Let's give the money to keep themselves - said Marcella.

According to financial educator Reinaldo Domingos, author of the collection "The boy and the money," the publisher Dsop, parents are showing the importance of waiting to buy, making the children less anxious. Sunday highlights, however, that an even better alternative would be to deposit the money in savings. The educator explains the consequences of piecemeal purchases Children's Day:

- The first installment will fall in November, which will undermine much Christmas shopping, you certainly will also plots, making the family begin the next year with debts.

In October, EXTRA will keep the family in Carvalhosa shopping and see how much she will get save by avoiding fragmentation and ask for discount on cash purchase.

Toys risen more than inflation, according to the IBGE

The toy prices in Brazil rose 7.48% in 2012, up from 5.84% the National Index of Consumer Price Index (IPCA), according to the Brazilian Institute of Geography and Statistics (IBGE). In Rio, the increase was even higher: 11.45% against 7.34% IPCA. This year, however, the scenario has been favorable for gifting the kids: toys accumulate deflation of 0.84% in Brazil and 4.82% in Rio until June.

But the IBGE data are contested by Synésio da Costa, president of the Association of Toy Manufacturers (ABRINQ), since the institute takes into account video games and other electronic products, which are not considered toys by the Association.
But, according to data obtained by the Association itself on a survey of Institute of Economic Research (Fipe), University of São Paulo, last year the toys were 5.48% more expensive in the country, equivalent to 93.8% of
IPCA.

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Source: Extra - online

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This article was translated by an automatic translation system, and was therefore not reviewed by people.

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