Clipping of news on Brazilian Culture, Law and Citizenship
21/06/2013
This article was translated by an automatic translation system, and was therefore not reviewed by people.
The dollar reached the highest level in four years, closing at R $ 2.20. With the sharp rise of the dollar, the effects on our economy are straightforward and therefore Brazilian consumers should beware of purchases and trips, even those that were already scheduled.
For companies and domestic industries, especially exporters, the high can be positive, since it favors the competitiveness of exports, making them cheaper. However, for companies that care, the cost only increases, result is the transfer of the goods and consumers are paying the bill.
The implications for the population are large. Prices were already rising by rising inflation, end up being influenced also by the increase in the dollar, further boosting the high price.
Care and shopping trips can help the consumer to not be swallowed by the high. Image | ReutersCaso has planned to buy some imported product, recommend to pay attention and follow the movement of prices and if not urgency to purchase, it is interesting to wait until the currency down and stabilizes.
Another caution is to foreign purchases with a credit card, which, besides the cost of the IOF (Tax on Financial Operations), will also pay more for the increase in the dollar. The path is to avoid buying term variation in dollars and, if possible, buy only the view.
For those who have planned vacations abroad, you need a lot of attention and, therefore, advise you to purchase a prepaid card international, which already carry in dollars here in Brazil for use. Remember that this attitude will certainly avoid surprises on return from holiday, besides the security it provides. Oriento also take cash, 20% to 30% of the total.
So, you need to prepare a financial budget covering the expenses of the trip, and not to be caught out, always 40% more reserve for the holidays. If you have not planned international travel, avoid doing it at that time.
Tackling this problem is the government's duty, but also about changing habits and customs of the consumers. Everything starts at home, so it's time to try swapping products that increase with the high dollar and eliminate what does not add value in support of a financial health that contributes to the realization of dreams.
* Reinaldo Domingos is financial educator, president of DSOP Financial Education and the Association of Educators Financial (Abefin), author of several books on the subject.
Source: Agency Brazil
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This article was translated by an automatic translation system, and was therefore not reviewed by people.