Clipping of news on Brazilian Culture, Law and Citizenship
05/28/2013
This article was translated by an automatic translation system, and was therefore not reviewed by people.
Default rate reaches 36.5% and is higher among those who have no dependent
Rio - Consumers without dependents are the ones who get into debt using checkbook and do not pay the bills on time. Research that profiles who are delinquent shows that, in the months of March and April this year, this group accounted for 36.5% of the total universe of the survey done by Telecheque, a company specializing in credit analysis on purchases with checks. Most of defaulters is formed by women lack financial.
Then come consumers who have only one dependent. They are 28.1% of debtors who bought with checks and are in debt. The group with two dependents (21.6%) ranked third in the survey.
Increased demand for housing credit increased number of indebted
The amount of debt varies with checks. In 64.7% of cases are between R $ 50 and R $ 499.99.
The yield of 39% of defaulters is between R $ 511 and R $ 2,040 monthly. The female audience appears as the largest consumer and let the bills win. They led the defaults in the second quarter of 2013, with 58.1%, while men accounted for the remaining 41.9%.
Realising the dream of home ownership is made Brazilian debt with banks and hit a new record in the first quarter of 2013. According to the Central Bank, the debts in March were referring to 43.99% of annual household income.
PREVIOUS RECORD
In February, the previous record, the index was at 43.79%. At the end of the first quarter of 2012, the volume reached 42.37%. The bank attributed the growth to the housing credit. If excluding debts with the purchase of real estate, debt fell to 30.48% of income in March, down from 30.54% in February. In March last year, was 31.17%.
Source: The Day - Online
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This article was translated by an automatic translation system, and was therefore not reviewed by people.