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Interest

Consumer interest rises in April after four months of decline, says survey

09/05/2013

This article was translated by an automatic translation system, and was therefore not reviewed by people.



 


Interest rates of trade, CDC and personal loans rose.
Only the interest on the overdraft was reduced.
 
The average interest rate for individuals suffered slight rise in April and broke four straight months of reductions, says survey released on Thursday (9) by the National Association of Executives in Finance, Management and Accounting (Anefac)

Six lines of credit researched and comprising the average, only the overdraft was reduced from 7.72% per month in March to 7.70% per month in April. The credit card was stable at 9.37% per month.

Four rates, however, were up: trade interest of 4% per month in March to 4.10% per month in April, CDC (banks, auto financing), of 1.52% per month in March to 1.54 % per month in April, personal loan in banks, from 2.91% per month in March to 2.94% per month in April and personal loan in financial, of 6.88% per month in March to 6.91% per abril/2013 month.

With this, the overall average interest rate for individuals showed an increase of 0.03 percentage points in the month, from 5.40% per month in March to 5.43% per month in April, the highest interest rate since December 2012.

Business
For companies, however, the average interest rate of loans was unchanged, indicates research interest of the association, 3.06% per month, the lowest rate of interest for the series.

For working capital, the rate went from 1.49% per month in March to 1.48% per month in April.

The discount rate duplicate went from 2.22% per month in March to 2.17% per month in April.

The rate of increase has been guaranteed, passandode 5.46% per month in March to 5.54% per month in April.



Source: G1 - News

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This article was translated by an automatic translation system, and was therefore not reviewed by people.

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