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Government wants to reach people without access to bank with creating rules for mobile payments

21/05/2013

This article was translated by an automatic translation system, and was therefore not reviewed by people.


 


Mariana Branco
Brazil Agency reporter

Brasilia - Through the creation of rules for payments from mobile phones, the government wants to reach the population that has no access to the banking network, said the director of Central Bank Monetary Policy, Aldo Mendes. Mendes said that the Provisional Measure (MP) 615, published today (20) in the Official Gazette, has a term of six months to be regulated by normative acts of the Central Bank, Ministry of Communications and Ministry of Finance. Part of the regulations will be submitted to the National Monetary Council (CMN).

The director attended the press conference to explain the MP. According to Mendes, the standards seek to cover issues such as universality and system security. Additionally, there may be a limit to the amount of payments from mobile devices.

According to Mendes, the regulation will follow the principle that there should be a system interoperability, meaning that payments can be made between customers of different phone companies. "We want the arrangement as open as possible. Universal The more the better," he said. As collateral security, the consumer appeal will not confuse the carrier or other entities involved in providing the service.

The model should serve to financial transfers lowest ticket and the user does not need to have bank account. The transfers may be made from a virtual account for this purpose, called payment account. To convert the balance of this account type, the customer should go to correspondents.

The Secretary of Telecommunications, Ministry of Communications, Maximiliano Salvadori, who also attended the conference, said the purpose of the interim measure is to regulate existing scenario. "Operators are now providing [tools for mobile payment]. With this legal framework, there is a more defined," he pondered.

According Salvadori, contacts folder with telephone operators reveal that there is an intention of the companies to achieve 50% of its customer base in the short term with the payment from the mobile device. "How are 260 million active lines in the country, in about two years [the system of mobile payments] may have 130 million users," he estimated. Salvadori says that the intention is that the regulations from the government payment is "as simple as sending SMS" and can be made from mobile phones with 2G technology, the simplest market. Furthermore, the intention is that it is not necessary to use the internet.

The Secretary of Telecommunications said that currently the phone companies make more than 8 million daily refills, which gives an idea of the capillarity the mobile handset reached among Brazilians.
"I believe that operators are able to do this kind of service," said

Editing: Fabio Massalli



Source: Agency Brazil

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This article was translated by an automatic translation system, and was therefore not reviewed by people.

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