Clipping of news on Brazilian Culture, Law and Citizenship
02/15/2013
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Debts with banks and non-bank defaults were responsible for the decline, reveals Serasa Experian
By Gladys Ferraz Magalhães
| 9:03 a.m. | 02/15/2013
SAO PAULO - The consumer delinquencies started the year 2013 with a fall of 1.5% compared with the previous month. According to the indicator of Serasa Experian Consumer Defaults, released on Friday (15), this is the third consecutive monthly decline indicator.
Economists Serasa Experian, the decrease in delinquency early this year reflects the increase in debt renegotiations, reduced interest rates, low unemployment, and the lowest rate of growth of debt last year.
"As consumer delinquencies are following a downward trend, this is a good time for consumers to put your financial life in order," the economists point out.
Retreat of delinquency early this year reflects the increase in debt renegotiations
In relation yearly - in January this year compared with the same month last year - the consumer delinquencies grew by 12.9%.
decomposition
The non-bank debts (credit cards, financial, general stores and service providers such as telephone and electricity supply, water etc..) And defaults with banks were responsible for the fall of the indicator in January, with negative changes in 0.5% and 3.3%, respectively.
In this regard, it is noteworthy that the average non-bank debt decreased 53.5% in one year, from R$ 657.92 in January 2012 to R$ 305.76 in the first month of this year.
Source: Infomoney
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This article was translated by an automatic translation system, and was therefore not reviewed by people.