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Consumer News

Serasa provides recovery of consumer credit

05/02/2013

This article was translated by an automatic translation system, and was therefore not reviewed by people.



 


Perspective indicator of credit rose by 1.4% in December.
Some credit line begin to show decline in delinquencies. 

After slowing in 2012, the credit facilities enter "en route recovery" during the first half of this year, according to Serasa Experian.

According to a survey of the entity, the credit outlook indicator rose 1.4% in December to 100.3 points. The index has the property to anticipate cyclical movements in lending with six months notice.

Some credit lines are starting to show reduced levels of delinquency, such as vehicles, other durable goods and housing.

"Allied to maintain a low level for the unemployment rate, the wage gains above inflation in most occupational categories and the trend of stability of the basic interest rate (Selic) form a set of factors that help to determine a dynamic more favorable to the extension of credit to consumers in the first half of 2013, "says Serasa in a statement.

For businesses, the credit outlook indicator fell 0.3% in November 2012, reaching a level of 100.1, indicating continuing moderate growth in loan approvals.



Source: G1 - News

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This article was translated by an automatic translation system, and was therefore not reviewed by people.

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