Buy the bike with interest of 1%
This article was translated by an automatic translation system, and was therefore not reviewed by people.
Fund for Labor releases $ 100 million to renew couriers and moto-taxi fleet
Brasília - From next Monday, workers who wish to buy new bikes up to 150cc may finance the vehicles with interest of 1% per month within 24 months. The board of the Support Fund (FAT) yesterday authorized the release of a credit line worth $ 100 million for the couriers. Caixa Economica Federal and Banco do Brazil will be the operators of the funding institutions.
According to Labor Minister Carlos Lupi, will be negotiated with manufacturers to include free equipment suitable for freight (rear trunk), as a sort of toast to the couriers. The minister said that the interest rate of 1% may be even smaller. Lenders currently charge interest of 2% to 2.5% per month. "All fees will be lower than that advertised. These rates were decided by the board, but you can still negotiate. All self-employed, outsourced or formal uses bike for survival can join, "said Lupi.
For funding of 36 months, the monthly interest rate will have a maximum of 1.46% and in 48 months, 1.9%. The measure will be published this week in the Official Gazette
The motoboy Eduardo Ferreira, 28, welcomed the news. "Buying a bike nowadays is very expensive. The current funding, the consumer ends up paying the price equivalent to two bikes, "said the rider.
The motorcycles manufactured in the Manaus Free Trade Zone will be given priority, according to the minister, as the production of the region had weakened demand and one of the destinations for the FAT funds is to generate and maintain employment. The market was taken by many popular imported motorcycles more affordable.
The Brazilian Association of Manufacturers of Motorcycles, Mopeds, Scooters, Bicycles and Similar (Abraciclo) praised the measure. "It is proof that the joint work between the agencies and bodies just bring good results for the domestic motorcycle industry," he said in a statement, the executive director of the entity, Moacyr Alberto Paes.
Bradesco: vehicles in 80 months
Bradesco announced yesterday that it will increase the term of financing vehicle zero to 60 km to 80 months, following the market. The bank also announced reduction in interest rate of 1.52% per month to 1.2% per month, valid for account holders. Thus, the benefits could be 18% lower, and the bank estimates that the credit portfolio will advance 5%. Today, the growth is 3%.
Other customers will be subject to other charges. In recent days, Santander and Unibanco Itaú announced increase in the supply of 60 to 72 months. According to Bradesco's executive director, Ademir Cossiello, we need the customer to pay a minimum down payment of 20%. For him, unemployment is already showing signs of cooling - which indicates that the default may also fall, allowing the restructuring of the credit.
Source: The Day
This article was translated by an automatic translation system, and was therefore not reviewed by people.
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