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House own

House of Representatives approved program My House, My Life

This article was translated by an automatic translation system, and was therefore not reviewed by people.



By: Roberta de Matos Vilas Boas


SAO PAULO - The House of Representatives approved on Wednesday (20), MP 459/09, creating the My Home, My Life, which will facilitate the purchase of a property for families with incomes up to 10 minimum wages . The measure still must be voted in the Senate.

According to the Agency Board, the main change in the proposal is the reserve of $ 1 billion to implement the program in cities with 50 thousand inhabitants. Before, only the municipalities with more than 100 thousand inhabitants were included in the MP. In total, should be encouraged to build 1 million homes at a cost of $ 60 billion.

Participation banks
In addition, will improve the participation of private banks in the SFH (Housing System), each institution may be up to 15% of the resources of a lot of benefits.

The CMN (National Monetary Council), the Central Bank and the ministries of Finance and cities will define the bank and the SFH may participate in the program in small municipalities.

Draw families
The debate over the legislation, Mr Henrique Eduardo Alves (PMDB-RN), also stipulated that there be a public electronic drawing as a rule for the choice of candidates for buildings constructed as a way to avoid political interference. "We need to avoid politics or interference of any party or power," he said.

Ahmed also noted that the number of interested families have already exceeded the number of homes that will be available. "The city of Natal has collected 26 thousand entries and you can not attend all," he said.

However, do not have to attend the draw residents of squatter settlements in low-income if they are to be removed from these sites as areas of risk or other sufficient cause in the design of regularization.

Use FGTS
So much for urban housing, and for the rural, the MP allows the use of the grant along with discounts to the rules of FGTS, or benefits of housing programs to states and municipalities. Contracts and property records are preferably made on behalf of women.

In addition, the Chamber of Deputies also made a modification allowing the plot for construction of housing is reassembled after 15 years of the contract. In the original proposal, the family was forbidden at any time.



Source: InfoMoney

This article was translated by an automatic translation system, and was therefore not reviewed by people.

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