Clipping of news on Brazilian Culture, Law and Citizenship
02/13/2017
This article was translated by an automatic translation system, and was therefore not reviewed by people.
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Interest rate survey conducted by Procon-SP, an agency linked to the Secretariat of Justice and Defense of Citizenship of the State of São Paulo, on February 2, points out that three financial institutions that are part of the survey have decreased the rate of overdraft And two of the personal loan. The following banks are part of the survey: Banco do Brasil, Bradesco, Caixa Econômica Federal, Itaú, Safra and Santander
Special Check - the average rate of the banks surveyed was 13.56% a.m., lower than the previous month which was 13.60% a.m., representing a decrease of 0.04 percentage point.
The biggest drop was promoted by Banco do Brasil, which changed from 13.04% to 12.95% a.m., representing a negative variation of 0.69% in relation to the January rate. Other falls were promoted by Itaú, which went from 3.35% to 13.29%, a negative variation of 0.45% and Bradesco from 13.55% to 13.49%, a negative change of 0.45 %
Personal Loans - the average rate of the banks surveyed was 6.49%, 0.02 percentage point lower than January, which was 6.51% a.m.
The changes in loan rates were promoted by Bradesco, which changed from 6.67% to 6.60%, representing a negative variation of 1.05% in relation to the previous month, and Banco do Brasil of 5.85% To 5.81% am, negative variation of 0.68%.
The other banks maintained their rates, see the comparative table.
Banks personal loan special check
Banco do Brasil 5.81% 12.95%
Bradesco 6.60% 13.49%
C E F 5.70% 13.55%
Itaú 6.43% 13.29%
Safra 5.90% 12.60%
Santander 8.49% 15.49%
Check out the full research here.
Experts from Procon-SP warn that despite this scenario of falling interest rates, it is still prudent for the consumer to keep away from these lines of credit, but if it is really necessary to resort to overdrafts or personal loans, it is imperative that the consumer Carefully before contracting the fees, interest, charges and all the conditions provided for in the contract and compare them with other forms of credit with lower interest, such as paycheck loans.
Procon Foundation
Communication Advisory
Source: Procon SP
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This article was translated by an automatic translation system, and was therefore not reviewed by people.